Recent content by PokeNTexas

Start here perhaps: https://www.eclipseglasses.com

It's fun traveling outside the US but wouldn't live anywhere else. Family, friends, culture. Have lived in WI, OK, IN, OR, WA, and TX. We have friends in CO, ID, AZ, CT, MT. Also lots of time in MI, NM and NC. Could live in any of those states. USA for us!

There's a lot of personality disorders out there. If you are a leader for any group, they will take up most of your time and energy.

What I learned in two stints on two different HOA boards: 1) You have to be the one who is extremely assertive about sticking to the CC&Rs, bylaws and architectural guidelines. Don't rely on someone else playing that role. It's no fun to be "that guy". You can be kind, but firm and...

No. Three are HMO. One of the six is PPO. Two are HMO-POS.

OK, I'll go first. Of the six lives I reported upthread, none are with a EGWP. All are available to any Medicare eligible senior. We've been quite satisfied.

Six votes here, each with good experiences. Wife and I (67 years of age, healthy). Dad and mom (88 yo, lots of medical problems), see lots of doctors. FIL (87 yo, lots of medical problems), sees lots of doctors. MIL passed three years ago, but also was on MA plan and received extraordinary...

As a lifetime rabid fan of college football until recently, I'm starting to question the whole industry. Why do institutions of higher learning have professionalized sports? I can't come up with a rational explanation, other than it's been a gradual series of steps that's now gone too far...

I much prefer the Airing of Grievances followed by Feats of Strength.

"You just blew my mind!" Kramer Personally, we're all in VG Target Retirement Income. They rebalance. We don't look. Seems to work out.

It's not just simple math for some. Investing is math + behavior. Rebalancing introduces potential behavioral missteps. Automatic rebalancing removes that potential problem.

We have no bedside alarm clocks. One of the best perks about retirement. The natural waking process is so much better. iPhone for those few occasions we need to get up at a certain time.

Using Variable Percentage Withdrawal method (VPW, see Bogleheads wiki). We use the VPW Retirement Worksheet. Five years into retirement.