Ponchai

Retired Army Aviator, ER'd at age 42.

U.S. Military Academy '91
UH-1, OH-58A/C, AH-64 Qualified

Pension will be about $40K/year in 2011 with a CPI COLA.

ER portfolio broken down by percentage of total: 12% Thrift Savings Plan L2030; 13% Target Date Fund Roth/Trad IRAs; 36% Vanguard Target Date Fund for long-term goals; 26% Vanguard Target Date Fund for mid-term goals; 8% CD to fund near-term goals, 5% Cash to fund short term travel and adventure.

Own a 2-bedroom condo near Diamond Head in Honolulu with 30 year 4.625% mortgage. Will rent it out while away on my travels. Plan to take a year off to hike part of the Appalachian Trail and learn to sail yachts in Sydney, Australia. May go to grad school overseas on my own dime, then return to Hawaii for more school using the GI Bill.

As a military retiree I pay about $240/year for TRICARE health insurance with very small copays.

Single and looking.

Swimming, Outrigger Canoe Paddling, SUP, Hiking