Recent content by RapmasterD

No No. My investment time horizon is not YTD. It’s 60+ years. Asset allocation with annual rebalancing is my best friend. And I meditate daily.

I am blindly following the 3.5% rule when the time comes to do so. Blindly.

Labeling Labels are for soup cans, not people. If you want to label a BEHAVIOR, as opposed to the person...have at it. EX: “Wow, it’s a bit frightening how many people are behaving in a willfully ignorant fashion these days, and not acknowledging lessons from history.” But the way I see it...

Simple question Let’s say I’m 60% invested in VOO, 30% in BND, and I’ve got 10% in cash. Why do I care about bond YIELD alone? Wouldn’t I instead focus on total bond RETURN over a longer period of time? This is one of many issues that tripped me up on Sam’s article.