Recent content by Ready

I picked up a Performance Model Y on the final day of Q1. They let me transfer the FSD from my five year old M3 to the MY. FSD is still pretty buggy for city driving but it’s fine for highway use. If I did not already own it, I’d probably consider renting it for $99/month. At $199/month I...

All good possibilities. Is there anywhere I can look to get an explanation of the refund? There was nothing on the check and nothing on the FTB website? Is it common for the state to issue a refund with no explanation?

This is the code: https://www.ftb.ca.gov/pay/penalties-and-interest/index.html Which would indicate I owed a penalty for not making enough quarterly estimated tax payments (I paid zero). If there is an exception I would think TurboTax would have known about it.

I went the entire year without making quarterly tax payments to the CA Franchise Tax Board. I'm retired so I knew the total amount due wouldn't be much. Turbotax assessed my penalty at $40 so I included that in my payment. Today the FTB sent me a refund check for $40, which shows up as a...

For social security analysis I would start here: https://maximizemysocialsecurity.com/ I read Laurence’s book and found it to be very helpful but you can just sign up for the service for $39/year and then pay a $250 fee to review the results if you want a live person to go over it with you.

Yes!!!:dance:

Sometimes the simplest portfolio is the best one. For equities I’ve stuck with Vanguard’s VTSAX (Total Stock Market) and VTIAX (Total International Market). 70% VTSAX 30% VTIAX. This is the most common recommendation for a simple Boglehead portfolio. I’m in at 55% equities / 45% fixed income...

I test drove a Model Y this week (both LR and Performance). The LR is now $44k less $7,500 instant tax credit. The Performance was an additional $3K. I really liked the Performance version but by the time I finished my test drive they sold out of all remaining inventory. They were discounted...

Sorry, yes blood oxygen.

I’ve had an Apple Watch since Series 1. I just recently purchased the Ultra 2 version and love it. It’s not for everyone because it’s big and heavy but I really like it. I have the cellular service activated because I like to be able to receive messages when I’m on the pickleball court but...

As much as I’d like a Model Y, my Model 3 is perfectly fine for right now. We should see what the new Model Y looks like soon as they are apparently close to producing them in Shanghai. So while they may not be available in the US for another year or so, at least we can see what’s coming and...

From what I’ve read the tax code is a bit vague so there are a number of manufacturers who are not sure if their models will qualify next year. It should get firmed up soon, hopefully within the first few weeks of 2024.

Is anyone waiting for New Year’s to roll around so they can take advantage of the EV tax credit? I currently have a Tesla Model 3 but I’ve been wanting to swap it for the Model Y. I’m retired so I have zero income which means not much tax liability so I couldn’t really take advantage of the...

40 years old seems like a pretty young age to retire if your goal is to have a life partner. If you want someone around your own age, you have two scenarios: 1) they still work, which could prevent you from having the time to travel and spend time with them, or 2) they don’t want to work, in...

Just catching up on this thread but it looks like Costco has the best pricing if you need the Deluxe + State and can use the $10 credit toward state filing fees...