You are doing fantastic - seriously...no other debt besides the home and an outstanding start on your savings and haven't even hit 40 yet...you are ahead of the curve for sure.
Thanks for the update hilltide. The markets (financial and housing) have been good of late for sure. My first post on this thread back in 2018 we were sitting at ~$800K in investments (excl home) and today we are over $1.5MM. Feels like the portfolio is now the work engine vs. our...
Well done! I am a ways away...maybe 7 years if I am lucky and always enjoy seeing stories like this when folks circle back to update on their status and it is now off to what's next in life...well done, well done.
Hi and welcome! You have done a nice job saving up $625K in your retirement accounts (you are ahead of where I was at your age - I am 47). Trying to connect a few dots on how you are doing a decent job with saving for retirement, but not even having 20% equity in your home...are you paying...
I grew up in FL and always thought the NE part (Jax/St Augustine) was underrated. Nice beaches and being near a good size city (Jax) for the airport, medical, shopping has its benefits. All that said, I love, love, love Hilton Head Island...
I think this is a great idea given the differing sources of income you will have over the next ~ 15+ years. I see that you have multiple stages....
Stage 1 - both working for next few years
Stage 2 - only DW working for a few years
Stage 3 - Nobody working and Portfolio has to pay 100%
Stage...
Hi and welcome! With ZERO investment gains and your current savings rate, you would be sitting at ~$1.9MMish at the end of 2022 and would be more than good to go...especially if your wife is going to work a few more years and her income covers the living expenses. Have you pulled your SS...
Wow - outstanding job "building your nest egg pile!" I am sure you have already pondered this, but how far out is the farm from things like grocery stores, doctors, friends...etc.?
Welcome and pretty sure I had negative net worth at your age (CC bills and nothing to show for it!). Seriously, you are doing great...actually, outstanding for your age. Slow down for a minute and enjoy yourself...have some fun along the way to retiring early and there is no doubt, you will...
My wife and I both had to pay our way. We were both non-traditional students holding down FT jobs and PT students and it sucked. We don't want that for our kid and plan to fund 4 years of undergrad at an in-state public U. I imagine we will have our kid work in the summers to earn some...
Well done...well done. Time to go enjoy that money you two worked so hard to save. You guys did an outstanding job saving and LBYM and sounds like you have some hobbies lined up. Btw - you have to be the poster child example for your paper mill on showing up and doing a good job and saving $...