Recent content by rw86347

On May 17, 1999 I started seriously saving for retirement. In October of 2005, I had saved a total of $100,000. Today July 11th, 2007 I have saved $201,733.26! My networth is now at just over $400,000, not including my carwash.O0 Not a millionaire yet, but here I come! RW

My dad is a pharmacist. I think of it as a $115K/yr McDonalds job. Good pay, borring 9-5. But if you could do it part-time it would be great!

Buy as little as you can possibly get away with. Most good savers even fail to retire early. You need to be an extreme saver. Your co-workers need to be making fun of you. Your parents need to think you are crazy. Get a roommate in the low rent district, and save every last penny. 1) save...

exactly! I had the same thought for years, then I figured out how I could calculate it. 1) How much in today money do you want to live on? [me $50k/yr] 2) adjust this number to when I reach 60 yrs old. 3) multiply this number times 25 (the 4% rule) 4) now you know how much you need to save...

I live on $2700 per month. I don't really feel like taking the time to digg up all the numbers, but I can tell you what I would cut ASAP, and what I don't have to pay. - I get Med ins. from job. (-$300) - My Electric is $75 (-$125) - no sewer (I have spetic) (-$70) - I refuse to pay for...

Have you ever read "millionaire next door"? His findings that the wealthy in america where usually those fanatical savers who started saving in their early 20's. My take was that an early fantical saver will be so much farther ahead, that by the time an MD get out of residency, pays off...

Personally I see a PHD as giving up on ER. At least in my field, experiance is more valued, and in the mean time I could make an extra $500K. I would rather put that money towards ER.

Dress code? I now work for the same company I worked for out of college. It is slightly progressive, and as such my view of the world is much different than most. Where I work we have flex time, you wear what you want and work the hours you want. Some people bring their dog to work...

We have had lots of "Rich dad" type books and lots of zero money down gurus lately. All of them riding the realestate wave. Now that the wave is dieing, I think we will see lots of people loose their shirts in realestate. Too bad, I love realestate. The problem with the zero down crowd is...

We use a swamp cooler. It works great when it stays below 95. For us the month of July is a little painfull durring the day. But our nights are ussualy 70, which cools the house down to 60. In Wyoming a swamp cooler was perfect day and night. In Colorado it is a little underpowered. I find...

wood is free! I burn wood. It is 100% free. And when it is 10 below outside I don't mind it being 80 inside. Nothing feels as good as a warm wood stove in the winter.

I get a new car when the wheels fall off, smoke comes out, the engine pops out and begs for mercy. The rest of the wold could drive happily on our (America) leftovers.

pharmasist - $115K per year. - Paid uniform - live anywhere - can cut hours as you achive FIRE - Can leave and come back without missing a single raise. Downside ... - As exciting as working at McDonalds.

We have 3 pieces of paper on our fridge for our goals. 1) a thermometer with a list of things to pay off (two pieces of real estate) 2) a map of our land 3) a quarterly debt value. Every quarter we check to see if we are meeting our original goal. Then at work a keep and annual savings goals...

median is $41K