Recent content by ryes

After working through these responses I am thinking we should look deeper at taking survivor benefits at 62. Although this would be a smaller lifetime payout (assuming living to 90) but it could provide the buffer to hitting the portfolio too hard up front. Sent from my iPhone using Early...

Thanks for all of your comments. You are right, I really need to look at and understand LTC options. Also will work to clarify the emergency fund amount – it is truly not all an emergency fund as her income does not cover her expenses at this point. Thank you for your response. If the current...

It's been a tough year for our family as my dad was recently diagnosed with cancer and passed away in the blink of an eye. He was the breadwinner and my mom really relied on him for everything financially (income, bills, etc) as she worked part-time. She is completely lost and not sure what to...