Recent content by saenar

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    Re-visit: DCA vs. Lumpsum ..please advise

    Thank you Midpack!!. I didn't read the thread and will do that. I don't mind the bond but everything I read about the bond these days are negative. Oh well....I believe I will slowly doing DCA just for our peace but will need to figure out where to put the rest of the money. Thanks again!!
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    Re-visit: DCA vs. Lumpsum ..please advise

    Thank you "Ready"!!. Now my question will be where do you put the 40% of the money Not in equity? Bond is looking bad right now. Thanks again.
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    Re-visit: DCA vs. Lumpsum ..please advise

    Dear All Thanks for the most valuable community. I have been reading all the old thread regarding DCA vs. Lumpsum discussions (back in 2006-2007). Basically, lumpsum normally beats the DCA but most of us do not have the lumpsum to really actually do the lumpsum. DCA, however, helps you the...
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    ER with young baby - about to talk to CFP

    Thanks everyone for all the answer here. It seems like I will have more homework to do. 1. Read more on Bogleheads. 2. If still in doubt, I should be more selective on CFP who also has some knowledge on foreign investment. 3. I still want to get an idea of single investment house vs. multiple...
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    ER with young baby - about to talk to CFP

    Thanks much Clifp - I never thought about the CFP that specialize in foreign investment. I still have questions on either one investment house or multiple? Perhaps, I should create a new thread about that. I may have to be more selective on CFP. Thanks again.
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    ER with young baby - about to talk to CFP

    Thanks travelover. I will read more on the link you provided and by the way, donald duck is my fav. Disney character.
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    ER with young baby - about to talk to CFP

    Thanks much kmt1972. Very glad to know someone in the similar situation. Currently my wife is on maternity leave but we have been talking about childcare quite a lot. Thanks for your info on major cost of Nanny. We hope to be able spend lots of good time with her during our SER too. See you around!!
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    ER with young baby - about to talk to CFP

    Caninelover Thank you for your question response and your compliment. How do you plan / how do you manage to withdraw on regular basis? you plan to put all the money into one company and withdraw from there?
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    ER with young baby - about to talk to CFP

    Sumday - thank you so much for your quick response. Yes, I did check FireCalc and other sources. It's hard to determine when the baby is in the picture as well. Thanks for your link to NAPFA - I did select one of those list. I am in the bay area. Perhaps, I will try to tell him that I may not...
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    ER with young baby - about to talk to CFP

    Dear All First, I really want to thank you all of you who make this website the very best source of people with the same grand dream. I have been following on and off for many years. I come here to educate myself, come here to motivate myself, and come here to ensure myself. Embarrassingly, I...
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