Recent content by ScottS

I am considering moving to the Orlando area when I retire in a few years. Part of this is Disney, as I've been there dozens of times over the last several decades. However, this is not my only reason why this is one of my top choices. The other items I find attractive about this possibility are...

Don't forget the sportos, the motorheads, geeks, bloods, wastoids, dweebies.

Link to the article about the situation referenced above: https://www.carscoops.com/2018/05/tesla-accused-disabling-features-salvaged-model-without-telling-owner/ The skinny on this - Car was bought at a salvage auction, made roadworthy by replacing a door. Owner went to service center later...

I'm in the take it somewhat early camp. Single and my family's hereditary doesn't lean towards living into the 90's and beyond. I've ran several scenarios in Firecalc and a few other calculators and the difference between 65 and 70 was not significant in my situation. It was only a 10 or 20...

Joint accounts till 2 years ago when the ex-wife emptied the checking account and maxed the heloc in the same day. If I have another long term relationship in the future the only joint account will be for shared household expenses. I will never put myself in a situation where another can...

You could choose to make the payment by some other method, and then use the receipt and upload to the hsa provider's site or go completely old school and mail a copy. It depends on what methods of reimbursement your provider offers.

I am currently 59, and unfortunately will not be able to retire till I'm about 63 ~ 65. My current situation and what I expect to be my situation at that time is that I will not be a homeowner. It will also be just myself, and I do not have a permanent retirement location selected at this time...

I guess Hawaii would be your first choice, then ? ;)

Pretty thorough analysis, Independent! Another data point in the 62 / FRA / 70 debate. MarketWatch has a decent retirement visual calculator. I have used it recently to get a rough idea of future monies and affordability of lifestyle. It doesn't have the past market data to use in it's...

$2500 on a million dollar account is only 0.25%. Pleasant, but given the numbers usually thrown around on this site nothing special.

I must have not made my statement clear enough. If you provided the security for a personal loan through a financial institution to family/friend and that individual did not make the payments or was habitually late in making the payments I do believe that this would be reported to credit...

True. But if you loan them money and don't get paid other than losing your trust there are no negative results. Do that to a bank and see what happens to your credit report. This is there area where I can't provide an opinion based on actual knowledge. My uninformed opinion on this scenario is...

There was something I heard on a radio program many years ago as a suggestion for situations like this. I have never done this and have no idea if it is even possible or would actually work. Instead of lending money to family directly use the funds as collateral for a secured loan at a bank...

You've already been first in line - unfortunately that line is the one where he asks you for money. :(. You've already helped him twice, and as far as we can tell from your statement these probably haven't been repaid. He has a mortgage and significant student debt. A mortgage company is highly...

I sometimes wonder if the removal of the poll tax was a good idea. I accept and understand that every citizen has the right to vote. I simply wonder how many treat this cornerstone of the foundation of Democracy with the respect it truly deserves.