Recent content by Seattle

I love this board! Wow. That's very interesting. Thanks for digging that up. Gives me some perspective. And thanks to all for the posts. Very interesting - seems like I have sparked a good debate. That's why I love this board. Great stuff. I have read all the posts, some clarification...

Interesting All of your feedback has been greatly appreciated. I think there are some very valid points that have been made and something I will consider. If I was to boil it all down - I truthfully just don't trust the stock market in any way right now and I think everything is being...

FIRE'd a few months ago. Ran a lot of numbers... I believe I have enough cash today to live very comfortably for the rest of my life without ever having to invest a dime in the market or bonds. Simply do a CD ladder and forget about the market and all the headaches/risk it brings especially...

Costa Rica I have heard Costa Rica is a great place to retire as an American. Lots of ex-pat communities, great hospitals and clinics and relatively cheap. Not sure about crime, but I have heard the weather and the focus on living green is really attractive. Plus lots to do.

So, based on that, I should go ahead and take the $44K of LT cap gain distributions, use my $200K of losses to offset it and I am further ahead then with little tax issues?

Awesome. Thanks. Very helpful. I love this forum, you guys are really great. And BTW: somebody on this thread said "she"...correction, I am a dude...:coolsmiley:

Moving away from Vanguard My question is any of you moving away from Vanguard proactively because of this situation? Or do you think it will take years to play out in the courts before anything affects us? To me, it sounds like noise right now and I am going to ignore it and continue to run...

Good suggestion. Thanks. Wellesley is not 100% qualified dividends? Guess I need to go research that. My plan was to move to a simplified FIRE post tax portfolio - all Vanguard (Total Stock Market, Total Intermediate Bond Market, etc.) Any recommendations on funds that produce 100%...

Thanks for this. Very helpful. The dividend for this fund posts Dec 16th, so I am going to get that and then sell the fund and avoid the capital gains distribution.

Sorry - a novice here - might be a stupid question. But I am trying to figure out something around the end of year capital gains distribution for funds and what is best to do. My situation. I am going to get an approx $44K distribution from my Vanguard Wellesley position in my after tax...

RSUs I had to deal with walking away from RSUs as well when I decided to retire. I know what you are going through. My experience is that RSUs are golden handcuffs and you will just keep getting more every year which will tempt you over and over again to hang in there. That is why companies...

I have played around with taxes alittle, but per the advice on this thread, need to do alot more of it. Good thing is that I still have $400K in stock loses (some stupid moves in the past) that I can still bounce gains against which is nice. Wish I had the $400K back - but at least it is...

Yes, actually, I didnt factor in SS at all in any of my models. Personally, I dont count on it. If it is there, fantastic, just adds to the model and I take a few more nice trips with it. And I will absolutely take it at 62.5 years of age because God knows what will happen to it. Just my luck...

This is awesome advice. Thank you. Never really considered tax planning into my scenario. I will absolutely incorporate this into my strategy. Thanks much!

I love Seattle and I actually like the gray and gloomy Seattle weather too. This is home so I dont see us moving for quite awhile. And we love our house, its paid off so that is a bonus. And yes our prop taxes are around $8000 a year but that is written into our budget and not an issue...