Recent content by shane1

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    ACA Questions

    Connecticut
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    ACA Questions

    $65k is max for two people. Thanks.
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    ACA Questions

    I am about to retire sometime soon at the age of 52. I have been researching healthcare and it is confusing. In retirement, from age 52 to social security age will be about $65k due to dividends and capital gains. We were hoping to use ACA if possible but I have a couple of questions. 1. Do...
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    Hello from CT

    Actual expenses will increase when I retire though for health insurance.
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    Hello from CT

    Thank you. Just double checking everything before I make the final move sometime this year. Ive been stressing out making sure I have not missed anything. This has been a goal of mine since I was in my 20’s, but if I need to work more, this is the time to do it because I do not want to go back 5...
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    Hello from CT

    Thanks. With 3% inflation, it is still 100% w/o SS. If I raise inflation, it drops below 100% but we do not spend what we have budgeted. Our actual expenses are about 1.5X less than budgeted. That is just a safety factor for unforeseen events, travel, etc.
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    Hello from CT

    Does firecalc adjust for inflation? I get 100% success rate without SS.
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    Hello from CT

    About 38X
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    Hello from CT

    Hello, New here and getting ready to retire at the age of 50. Just went to two days a week to ease into it but I am very nervous and am second guessing everything. Our home is paid for and we have about 40X our expenses not taking into account SS. Since going part time, I feel guilty and feel...
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    Need Advice As We Get Closer…

    This is all great info and helps a great deal and we talk about our options as we move forward. We are very open on our options. We want to see and do things while we are fairly young and want to do it the most cost efficient way. Hearing from you guys is helping us have more meaningful...
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    Need Advice As We Get Closer…

    We are open. Probably keep a home base in CT as I have kids and family here even though I thoroughly dislike the winters. It is just a little scary as it was a big step going from full time to 2 days. I also feel like the current house is an anchor. A condo would probably work better because...
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    Need Advice As We Get Closer…

    Currently own a home in CT.
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    Need Advice As We Get Closer…

    Need some advice. Just semi-retired, down to 1-2 days per week for benefits. Now we are in the final stages of getting ready to sell our house. This is the scary part and we are not sure how to move forward the most economical way. We want to simplify our lives and possibly travel while we are...
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