From IRS: “If you file your return without your IRS assigned IP PIN:
We’ll reject your electronic return, and you won't be able to e-file
We’ll subject your paper return to additional screenings to validate your identity, delaying any refund you may be due”
+1. GoodRx (free version) website also shows the drug prices in various pharmacies in your zip code.
CVS typically is most expensive.
My Ezetimibe (Lipid reduction) is significantly cheaper using GoodRx compared to my Part D insurance.
I highly recommend that people go Medicare.gov and compare the premiums for plan N and G for the same insurance provider, before making a decision.
My Plan N premium is $112/month and Plan G would have been $168/month (both UHC). That covers a lot of copays! Remember that copays are only for...
I just signed up for Plan N. Before doing that, I put my zip code on “find care” on Medicare.gov with many specialities. I didn’t find a single doctor within 50 miles that accepted Medicare but charged the excess charge
Keep the 2024 RMD date in the calculator. Enter your other data and it will show correct results. I just ran your numbers and get $76,652. It shows RMD of zero from 2024 to 2036. Shows the growth and the RMD
Because of your post, I did my calculations as of 10/31. I only have 5 holdings, no dividend reinvestment. All of the dividends get manually invested in VOO (Once a quarter). Every one of my holdings return as displayed by Vanguard (as of 10/31) match my numbers.