Recent content by sizzlinkola

This would be our first home purchase. Can both of you elaborate or point me to a beginner's resource that describes why having a home would be a good step towards FIRE?

To live in with my SO. Not looking to become a landlord and have renters.

I'm planning to purchase property with my SO and at my current SR, I should be able to purchase in 3 years. My SR includes maxing out all my tax-advantaged accounts. On the other hand, I can purchase property much faster if I don't max out my tax-advantaged accounts. The tradeoff there is that...

I'm not planning to get a new car. Going for a cheap, used, reliable car for under $10k. Nope. I work from home. I'll be moving back in with my mom, so I don't need to save any cash for the move. I have a 10 month EF and I was born/raised in LA. If you live in DTLA and if your life revolves...

I'll be moving back to LA sometime next year and started saving up for a car. I can save ~$2.5k/mo while maximizing my tax-advantaged accounts, however the problem is timing. I'm basically waiting on my GF to get a job. Should I lessen my contributions so that I can save more a month, in case I...

I work for a tech startup in NYC and I'm considering working from home as it's an option for me. My boss is completely fine with it and encourages me to work from home if I'm more productive. I've worked from home before and I'm equally productive as I am in the office, probably more since...

Currently maxing out my 401k through DCA, since front-loading it will lose my company match. They don't have a true-up. I have enough take-home pay to max out my Roth IRA, which the balance is $14k right now. However, I have $17.5k in student loans @ 3.8%. Should I front-load my Roth IRA, then...

Just landed a new job at a tech startup. I'm trying to decide if I should pay off my federal student loan ($17k @ 3.8% fixed) or max out 401k with 4% match for the remainder of this year. I'm leaning more towards paying off my loan while doing the 401k match since startups can be unstable. I...

In my OP, I said it's in the written offer so not sure what level of "writing" you're proposing. So you're saying to negotiate for higher salary if funding doesn't go through?

That's true, but from what I was told...this funding wouldn't be life-or-death for the company. They'll still have significant if it goes bust since the purpose of the funding is to accelerate their growth.

I just received an offer for 85K salary, 0.50% equity. They're a seed-funded startup and are closing out their next round. My base will increase to 110k and they anticipate it'll be within 45 days. This was all in the written offer. My expectations was 90-100k, but if it'll increase to 110k -...

I think they gave those ranges to anchor a negotiation. It seems like they have a max monthly limit that we have to work with. I believe those ranges serve as an example of what they're willing to offer. I've been unemployed since Feb. But I've had some freelance gigs here and there to build...

I just got offered a 3 month contract with potential for full-time at a tech startup ( < 10 people), no 3rd party recruitment firm. I was sent an informal offer over e-mail which said 10-15 hrs/wk for $45-$55/hr. I asked if I could raise the time commitment, however the hiring manager said that...

I have 6-12 months of living expenses (depends on my spending) and will be living with my SO in NYC. I've been looking for 7 months and applying online hasn't worked despite all the resume critiques I've gotten from PM hiring managers. I have a non-tech background trying to break into a health...

I'm in CA looking for a position in NYC. I’m going to be in NYC from May 3-4 and haven’t heard back from the two scenarios below. When is it appropriate to follow-up? If no response still, do I assume they’re not interested anymore? First Scenario I cold e-mailed the CEO of a start-up company...