Recent content by Skoach

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    Verizon cut off my 90 year old mother's phones

    I worked on a Local Number Portability interface for a pre-Verizon wireless company. AT THE TIME the number did have to be active to be eligible for porting. Note, this was at very beginning of number portability so things may be different now. I believe that you will have no luck with...
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    Tax Return Fee

    DW is also a volunteer and echos this 100%. However she is also frequently annoyed by the mid-lifers with jobs who use the service who could easily pay someone. Also those seniors with non-simple returns who clearly have the assets to get professional help. I wish AARP put some limits in...
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    Pay in advance for surgery - Dr, facility charges

    I had one experience 25 years ago having to chase down a refund after a poor estimate by a facility and have never prepaid again. I simply tell them I want it to run through insurance first to make sure it’s right. If they challenge that, I explain that I am up against my OOP max and the...
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    TV antenna

    No need for a second antenna if I understand your setup correctly. One antenna can feed multiple TV’s. All you need is a distribution block(likely a powered one). Run the antenna to the block, then run lines from the block to the various TV’s. I have this setup for a single antenna that...
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    Garage Door Opener Problem

    I fought this same intermittent issue for a couple of years until I finally figured out it was a particular Sun angle on the sensors. So when the combination of my commute time and sun angle was just right, the door would not close. I learned to stop the car or stand in such a way to block the...
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    When to sue and when to just let go?

    I had a similar situation with my DW. Multi-state family owned business was clearly weeding out the +50 crowd. So when my wife was put on a performance plan after 25 years with a spotless record our radars went off. Contacted a lawyer (luckily for us friend has own firm and had a employment...
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    Who has long term care insurance?

    I must be missing something, please help me understand how a expense is taxable. The only thing that COULD be taxable is the income you draw tp pay that expense. 401k money - taxable as income at your marginal rate. Selling investments - taxable at capital gains rates. Roth money - not...
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    I Despise the USA Tax System SO Much

    ^This Do not underestimate the social engineering power of the tax code. Retirement savings, home ownership, energy efficiency...the list goes on and on if you look hard enough.
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    Coronavirus - Financial, Health and Other impacts II

    +1, I will be doing this today after my calculations to make sure I stay below ACA tax cliffs. May have more room later in the year if tax loss harvesting comes into play...
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    Update on Cord Cutting (Cable TV) 2017 - 2020

    Just saw on CNBC that the WSJ offered by Apple is not equivalent to the current subscription. Business and finance news is not included, only politics and general news. This according to Stephen Weiss on the Fast Money Halftime Report. Edit: more info here...
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    Update on Cord Cutting (Cable TV) 2017 - 2020

    +1 My discount which drops me to $42.80/month expires in July. Hoping to get the same again, but guessing it won't happen. Did they try at all to keep the price before or after your cancellation? (I always schedule cancel a couple of weeks before. This seems to generate a last minute offer...
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    What is the overall bias of your news sources?

    The key is differentiating news from editorial/opinion. I find Fox and CNN opinion pieces (most of what they air) strictly viewership grabs with sensationalist headlines and stories. I think the above chart shows this pretty well. I also think the majority of people do not know or understand...
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    turbotax & 1098-T (college expenses)

    Here is a Forbes article on how to manage the combination of 529 and AOC. It is a little dated, but covers how you cannot double dip and how to manage your 529 withdrawals to get the max AOC credit in the final paragraph...
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    turbotax & 1098-T (college expenses)

    I am in my fourth year of doing this. The proper section is under federal, deductions and credits, education (turn on the "choose what I'll work on" to see it). Some keys: RE2Boys is correct that generally only tuition applies. However if you are also taking a 529 distribution, there are...
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