Recent content by sofl mom

  1. S

    desperate to retire

    You are not far off on the numbers. As I said, I am not living large outside of the house. I have about half of my $200,000 going to private school, house stuff and insurance. Although I got a much better deal on the insurance.
  2. S

    desperate to retire

    When I was running the business, I was laser focused on it and it's success. I never thought about after. I never thought about investments outside of the business. (My DH runs our personal investments.) My business had nothing to do with generating income for retirement. That is where I...
  3. S

    desperate to retire

    I did a tear down - and reaped some homestead rewards for taxes. But they are still high. My insurance is not that bad as I did bunker style construction and found an insurance company that would take that in to account. Also, with no financing and decent assets, I can choose my own...
  4. S

    desperate to retire

    Here is the thing. I had some peak earning years of making well in the 7 figures. I NEVER lived like I was making that. I had a goal to save and build our house on the water here in SoFl. I did that, paid cash for the dream house and the cars, etc. I still have alot of assets and no debt so I...
  5. S

    desperate to retire

    Sorry - still working the day job and couldn't answer. SOFL - is SOuth FLorida. No special needs child. You have all done a good job of describing my dilemma. It seems like enough assets - but if you crunch numbers with some draconian scenarios for the next few years and raise expenses...
  6. S

    desperate to retire

    I suspect you are right - that there are things other than the $$$'s. Despite my current assets - I was very poor growing up and I have a fear of being there again. I worry about things like health insurance, etc. It leaves me sleepless to think about not having a paycheck and using "assets"...
  7. S

    desperate to retire

    I am 43. DH is 45 and has been retired as a stay at home Dad. I want to join him! I sold my business and generated a nice lump of cash. But I am petrified it is not enough. Here is the financial situation... I have about $3 million (still!) in stocks, bonds and other assets. I have $1.5...
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