Recent content by stepford

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    Fentanyl Dangers

    The scary thing about Fentanyl is how very small a dose can be lethal. With illicit drugs from another era - even the hard nasty ones like cocaine, meth and heroin - one could generally try a small amount and have a reasonable expectation of not dying. I'm not saying that kind of playing with...
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    NYTimes Article - Meet the FIRE Savers

    $250K/mo for a police scanner app? Boy, did I choose the wrong career.
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    Not much point in Roth conversions?

    And that is precisely my situation. Pension plus returns on my taxable accounts put me into the 22% range. I have $2M+ in my tIRA/401K. How much of that could I realistically convert before RMD time without going into the 24% bracket? If I bit the bullet and converted to the top of the 24%...
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    Not much point in Roth conversions?

    I have a disproportionately large fraction of my assets (about 60%) in traditional IRAs/401Ks. I've been pretty consistently in the 22% income bracket since ER at 55 and have been dutifully doing Roth conversions ever since, but not always to the top of the 22% bracket. Anyway, halfway from...
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    NY Times New Game--Strands

    Thanks for pointing this game out. I didn't see Strands on the first day, but ever since it's been part of my morning ritual (along with Spelling Bee and Connections). I haven't needed a hint yet, but some days (like today) I have to stare at the grid for a good long while before something clicks.
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    First million is enough

    This brings to mind the tongue-in-cheek excuse my former colleagues gave for staying at work when I bailed, "You can always use another million bucks". Even though our salaries were a fraction of that, we all know how it all snowballs once the first million is in the bank. And sure enough...
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    NY Times New Game--Strands

    Spelling Bee, Strands then Connections - my new 3AM ritual (usually enough to put me back to sleep until dawn).
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    NY Times New Game--Strands

    Thanks for pointing this new one out. I'd been doing Connections since Day 1 of Beta. but missed the first day of Strands. Spelling Bee, Connections and now Strands are part of my middle-of-the-night insomniac routine.
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    $100 bills are hard to use.

    I don't have any hundreds in my wallet these days, but still have a couple of 100 Euro notes in there that I never bothered to convert after the our trip. I expect they'll just sit there till the next time we go.
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    Total Solar Eclipse April 8, 2024

    I thought of heading to Texas for the eclipse, but as others have pointed out, every driveway and campsite is being hawked for $500+. That plus the inevitable crush of traffic just puts a bad taste in my mouth, so I think I'll skip this one. Gibraltar or Egypt in 2027 and Australia in 2028...
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    NYT Spelling Bee - Queen Bee - any interest?

    I missed this thread until now, but I'm probably more Spelling Bee obsessed than most so here's my story. I'm a bit of an insomniac and wake up most nights around 2-3 AM, play the spelling bee and do some reading then usually fall back to sleep around 5-6. This "second sleep" gives me just...
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    The Best Smartphone Camera?

    In 2007 I carried a DSLR, 5 lenses and tripod (30+ lbs total) around Australia for 3 months. In 2012 I carried a DSLR and 2 lenses (10 lbs total weight) around Croatia for a month. In 2023 I carried a Pixel 7 Pro (< 1/2 lb) around Europe for 2.5 months. The pictures from the DSLRs are a bit...
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    Poll: Have you had Covid?

    Neither DW nor I have gotten it yet. We've gotten all our shots and still mask in crowded indoor settings, but have no illusions of invulnerability. I expect we'll get it sooner or later - we're just trying to make it as later as possible.
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    Need Crown For Tooth

    Let me tell you my recent "I'll keep an eye on that" crown story. DW and I planned a fairly long (10 week) trip around Europe this past fall. In preparation I had my periodic teeth cleaning and dental check up about 10 days before leaving. During the check up the dentist found an area of...
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    Microsoft removing Start Button in Windows 12?

    Just run an isolated instance of whatever execrable new Windows version is required in Virtual Box. It's what I've done for TurboTax ever since W10.
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