Recent content by steveark

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    59 yr old ready to say "bye bye" at 62 or sooner!

    I can speak to the leisurely consulting side of things. I retired at 60 and my wife and I projected about $100K in annual pretax spending. I started light consulting the first day of retirement and for the next five years earned about $100K per year. I worked, on average, about eight hours a...
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    what do you spend on hobbies, in retirement?

    I spent $20K on a fishing boat, $15K on a side by side ATV, I have a country club membership, play team tennis on a team 2 hours from home, we are building a cabin on 25 wilderness acres and that will total cost about $400K. We road trip six thousand miles a year to hike. I'd say our hobbies...
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    Heat Pumps-Need some splaining

    Engineersplaining The variable speed, multistage jargon refers to the compressor and the more you spend the more energy efficient the heat pump/AC will be. Here in the south heat pumps have back up resistance electric heating coils usually rather than a back up natural gas furnace. My home has...
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    Issues with Night Vision?

    Our running group is mostly 60ish to 70ish folk. The running joke is that any male nursing home resident that can drive at night has got it made. He's the guy all the female residents are looking for!
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    Creating a paycheck in retirement

    Paycheck We have $5K transferred from my Vanguard IRA and $4K from Empower transferred to checking every month. It's just like when I was working.
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    Google is listening, always

    A skeptic that debunks all sorts of stuff did a whole show on it including information provided by Google and phone manufacturers. He even did some field tests and it sounded like very reliable information. Google would have to be flat out lying and they are smarter than that. Skeptoid.com is...
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    Google is listening, always

    I'm afraid you are paranoid, Google never has nor never will use anything picked up on a microphone to send you ads.
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    Awkward situation with friends

    Separate checks I just don't believe you are correct about restaurants not providing separate checks for two couples. That's not a real thing any more. I suspect you have not verified that. Too many people are on expense accounts where that kind of documentation is necessary. I've never been...
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    Personal Liability Concerns/Fears Over Everyday Activities

    Unbrella policies don't cover a lot of things Umbrella insurance is generally an extension of your home and car liability insurance. If you are sued over some paid work you are doing then you definitely aren't covered by umbrella insurance. If you are sued over work you are doing at a...
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    Hernia update

    Hey, I just had the same thing done 9 days ago. Both sides with robotic surgery. Less than a year ago I had two other hernias repaired, a rare giant esophageal hernia and an umbilical one at the same time. The inguinal ones this time are very simple in comparison to the esophageal one, that...
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    Country Club / Golf Membership

    I had a free membership from my company for most of my career. They let me keep it when I retired although I am now responsible for the monthly fees. I'm not a golfer but I am a tennis player. It's a tiny cost and I partly stay a member to support our community since I could play tennis for...
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    AAHHH The JOYS of a Vacation

    I don't get why when you get paid has a thing to do with who pays bills? Bills should be paid with money that is months old. If you are spending this month's money on this month's bills you are living on the edge of disaster.
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    1 oz gold Buffalo proofs

    Nothing produced in 2020 has any coin collection value. Maybe it might when 3020 gets here, but that's a moot point.
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    FIREd like a boss! I walked out the door and didn't tell anyone!

    I wouldn't have even thought about slipping away incognito. Instead they threw me a couple of parties and a dinner. I got gag gifts and got to hug a lot of necks. It even made the front page of the newspaper. It was a great 38 year career. I even consulted for them for a few years after. My...
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    Spending on pets? Cat in the ER

    I'm with Dave Ramsey, if one of my pets needs expensive surgery. Sorry, Fluffy ain't gonna make it.
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