Recent content by tennisplyr

I retired 8 years ago with less than that in a HCOL. My wife was working and we had low debt and free medical. Now we're enjoying life, moved to a LCOL area and still have under $1 million. Oftentimes life is not about money.

I will cut my expenses if my spending/market conditions are making me feel uncomfortable. There are 2 major components to success for me, the physical and the emotional. As I said, I'm not into analysis-paralysis, my life has been great, I believe no matter what life deals me I will figure it out.

So call me weird, I have no idea what % I've withdrawn or plans for 2018. I've been retired for 7 years and we basically take out what we need. I don't do a lot of analysis or record-keeping. Granted I retired in a good market. When things get tight, so will we with regards to expenses. No, I...

I have far less than you have and been happily retired for 6+ years. Just do it, you have lots of options. Life is way too short! Worrying is a waste of time and energy. A more major challenge is enjoyably using all the time you will suddenly have available. Good luck!

In my midsixties, retired but I'm with you my international holdings are 15-20%...plenty for me.

Retired 6+ years and in our midsixties. I'm not a great planner, I kind of let each day come to me. We've had broad plans to downsize, travel and visit our daughter. Luckily we had a good amount of travel in our working years. Most of all I am thankful for every day...life is going by fast and...

I'm up about 8.5% with a 50/50 AA

We all know about the wisdom gained from aging. For those retired or older investors, I was wondering if there was anything important you've learned about investing from someone considerably younger than you (let's say 30 or 40 years younger).

Took out one about 8 years ago, no fees. I recently sold my house and paid off the HELOC, no problems and would do it again if I buy a home.

No one knows, you do what you gotta do!

My overall AA is 50/50. My international allocation tends to be 15-20% of equities...that's enough for me.

Obviously this is highly subjective and personal, a few things I do is to exercise regularly, try to keep the weight down and realize I am aging and this is pretty much normal.

Part of my thinking was that a HELOC was less complicated and had much lower fees to obtain.

My wife and I are retired, mid-sixties. We're thinking of buying a home around $350k as a downsizer. We are wondering if in the future we should get a reverse mortgage or a home equity line of credit? I'd like to take advantage of an all equity situation. Thanks.

Cash back for me. We have some Chase and Amex cards and its good to see the money :dance: