Recent content by tlockwood

Expect to pay $1,000/month for health insurance for a family. On top of this you will have to pay deductibles, co-pays, etc... I budgeted $1500/month for healthcare with a $120k/year budget. This is a little high for me because my daughter has orthodontics work for the next year. You can get...

Your right about the amounts neede to get a free financial plan. I remembered it incorrectly.

If you have $1M or more in Vanguard they will do a financial plan for you for free. I decided to try this out. You fill out a form online and set up an appointment to speak with a financial advisor for about 45 minutes. One week before the appointment they will send me the financial plan...

Now that I have looked at FIRE Calc it seems to that there are two big differences: 1) Financial Engines uses annuities to take into account how long you are likely to live. FIRECalc you have enter how many years you need the money to last. 2) FIRECalc uses actual historical data while...

Has anyone ever compared Financial Engines results to FIREcalc? I have always been impressed with Financial Engines which Vanguard makes available to me as part of my account. I haven't tried FIREcalc myself yet to compare.