Recent content by tmitchell

  1. T

    Is Egypt safe?

    We went two years ago independently and never questioned our safety. As Trooper pointed out, tourism is a big deal for them so they have everything to gain to make sure foreigners aren't mistreated. It's a great trip.
  2. T

    First million is enough

    Thank you for this and congrats on your awesome retirement! When I pulled the trigger on leaving my job I knew I had "enough" to make a great life. We still rent in our HCOL city and I sometimes wish I had been able to afford a house, but that wasn't in the cards I guess. Even so we are able to...
  3. T

    REtiring early at 57 and scared

    That sounds like a great way to stay healthy & connected with others!
  4. T

    REtiring early at 57 and scared

    I left my job at 54 about 2 years ago, so a bit younger than you. I had similar fears and also worked from a very early age. On the money side of the equation, this has been the easiest part. Last year was the first full year I lived entirely off my portfolio. I thought it would be more anxiety...
  5. T

    The first million takes the longest to achieve

    Another boat I missed.
  6. T

    Global Entry - Zoom interview

    What!?? It took me weeks to get an in personappointment for this week. Never saw a zoom option. Guess I'll have to burn the gas.
  7. T

    The first million takes the longest to achieve

    Wow I think I've been too conservative with my 60/40, but I got a very late start and didn't want to risk not being able to pull the plug. Not sure where people are "starting" from (i.e. first investment or first paycheck?) but if my first investment was one troy oz of silver at age 11 it took...
  8. T

    America Has Never Had So Many 65-Year-Olds - article

    I'm so curious what this is going to mean for the housing market. We still have a dream of buying some day, but it's looking less likely by the minute. I almost bought before the pandemic, and am really sorry I didn't. Seems like a lot of people will want to downsize. Will that mean the...
  9. T

    Condo vs. Co-Op as a Second Home? Pros and Cons

    I owned a condo and the HOA was a nightmare. There were a number of elderly people and a couple disabled who were on fixed incomes. Every time a serious repair matter came up for the building there had to be a special assessment because no one would vote to raise the monthly HOA fee. This meant...
  10. T

    Monthly Grocery Expenditure

    Wow this is amazing to me. I'm not even sure we could achieve this at the dollar store here. Curious what items you're able to get for these prices?
  11. T

    2024 Travel Plans

    Thanks for the Portugal guide @CosmicDreamer--definitely on our list. Just back from Banff. Beautiful place with great restaurants. Weather was oddly warm with lots of melting snow, so not the winter wonderland we had hoped for. I guess they got some snowfall after we left. Adding Central...
  12. T

    Monthly Grocery Expenditure

    I'm amazed at the lower figures here, wondering how! We eat almost exclusively at home, averaging just under $1000/mo for 2. That includes alcohol, mostly organic veggies, and pasture raised meats. Health is #1 so we go for quality whenever possible. When we do eat out it's while traveling...
  13. T

    Reducing stock exposure in Retirement, age 60+

    Funny I've been wondering if I shouldn't start INCREASING my stock allocation as I age. I've been on the Jack Bogle plan (60/40) ever since I got to "enough" about 6 years ago. But since I'm not looking for a legacy I figure just leave it alone and enjoy the ride. My inherited IRA has been in...
  14. T

    NY & SF commutable areas?

    Some really good info here, thanks everyone. In terms of housing, we wouldn't purchase anything until we tried this out for at least a year and know it's workable/desirable, but eventually it would be nice to get a single family home for under $1M. We've been renters for life so far. Starting...
Back
Top Bottom