Recent content by Tommy_Dolitte

If there is anyone on the board in Atlanta that has experience in purchasing a home, I'm in dire need of help. The agents that I've had so far have been unprofessional and rude to say the least. I'm looking to purchase in Rockdale, Gwinnett (near Stone Mtn), or Dekalb county and need...

Networth topples to $55 K. I need a pick-up board....It seems with all of the personal hardship, my financial sense and discipline have taken a slide. I've felt like taking out a loan from my 401K to get back on my feet---yet resist since I so badly want to eclipse the $100 K level again. I...

Is this value net of expenses? Mine for the year shows 11.2%.

2005's +'s and -'s + Realized the power of giving + >10% annualized returns + 39.4% of gross saved + Purchased a Polar F11 and got in shape! - Too much spent on food prior to above - Too much spent on workout gear and Banana Republic!! 2006 Plans + Relocating to cheaper area of the country...

Is there a user-friendly tutorial for this? ??? TD

Thanks for responding guys. Reviewing now.... TD

Thanks. I understand that completely. I just need help w/ the math. My statements are only conditional.

Good morning. I'm trying to determine how one would go about figuring out which option is better... 1.  Take NET INCOME and purchase the MOST EXPENSIVE home one can realistically afford, hoping that appreciation is favorable. 2.  Determine the MINIMUM INCREMENTAL AMOUNT of dollars you would...

Thanks. How you are you calculating the 5.625%? I think seeing the math would help.

For interest only loans.... 1) Leverage up to the point you can afford (making sure you can save @ YOUR pre-determined FI rate in a worst-case scenario)----> aka LBYM 2) Location, location, location 3) Leverage the "savings" in mortgage payments... ...

What are conditions in which loans for say Med Students are forgiven? Thanks! TD

I hear you. I will never pay interest on a card again. That was $612 dollars down the drain!!!! *off to eating tuna fish*

What strategy are you using to leverage this? That's the motive ofmy question...I do I leverage in effect...a low interest loan? Should my strategy be to skip around vs being loyal? I've had my card for a decade now and have read that card hopping can be detrimental to your credit score--that...

What would be a 10? Had no idea I was so far off!!! :o

Finally.... Man, it's a good feeling again... I have an MBNA Platinum Plus...$10 K limit, 9.99% flat APR for all transaction types....how does this rate on a scale 1 to 10 (1 = poor)? TD