Recent content by TOOLMAN

  1. TOOLMAN

    AI as an Investor Assistant

    It could be "AI hallucinations"
  2. TOOLMAN

    Your 2023 effective tax rate

    18.7% Federal
  3. TOOLMAN

    Second Brokerage Account As a Substitute for Savings Account

    I keep short term money parked in VMFXX now at 5.26%
  4. TOOLMAN

    FAVORITE CLASS B RVs?

    Multiple mfg’s today sell class B RV’s built from a MB van. Coachman Galleria and Winnebago Revel are popular. I had a class C on. MB chassis. It was over priced and over engineered. Would not buy another MB.
  5. TOOLMAN

    FAVORITE CLASS B RVs?

    Winnebago Travato 59K has been the best seller class B for the last decade. You can buy new in todays market for about 35%+ off MSRP, or about 125k.
  6. TOOLMAN

    Back above $3M

    Congratulations! Every 1M is a really BIG deal! The target I'm chasing is "worth our weight in gold". We did it once, but sadly since then we have gained weight, and the price of gold has risen faster than our earnings. This metric is the time tested definition of being "rich". Today this...
  7. TOOLMAN

    What Podcasts do you listen to?

    Money Related - Death, Sex & Money - The Phil Ferguson Show - Freakonomics Others - Science Friday - Naked Scientist - The Thinking Atheist - Stuff You Should Know - RV Navigator
  8. TOOLMAN

    Honda Pilot or Hyundai Palisade or Kia Telluride?

    The Takata airbag recall affected 67 million airbags, in 30 different car brands. Honda is by far the worlds largest engine mfg, producing over 30 million engines per year.
  9. TOOLMAN

    Honda Pilot or Hyundai Palisade or Kia Telluride?

    I own a 2021 Pilot. 20k miles - zero problems.
  10. TOOLMAN

    Best CD, MM Rates & Bank Special Deals Thread 2022 - Please post updates here

    I follow this site for the today's best CD rates https://www.allcards.com/best-cd-rates/ Today it's 17-Month No-Penalty CD APY: 2.55% Min. Deposit: $1 No early withdrawal penalty FDIC Insured
  11. TOOLMAN

    Financial "Success/Secrets" you only share with strangers but not families/friends

    10% of US households have a negative net worth.
  12. TOOLMAN

    Financial "Success/Secrets" you only share with strangers but not families/friends

    "I talk about money, but not the amount" - a billionaire once told me this.
  13. TOOLMAN

    Interesting Bill Bengen (Father Of 4% Rule) Video

    I subscribe to Rob Berger's youtube channel. He makes a lot of sense to me. Bill Bengen is a market timer and has subcontracted out the timing. Don't think market timing works otherwise these guys would have all the money. He did have one good idea. Look at the biggest downturns in history...
  14. TOOLMAN

    What is your latest favorite Youtube channel?

    Might be one of these https://blog.feedspot.com/black_female_youtube_channels/
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