Recent content by tracton

We auto-pay the minimum on our CC, plus $100, then manually push the rest. This assures that we'll never be charged the non-payment penalty, but might incur interest for the second payment if I forget (which I've only done once). If we spend more in a month than I'm willing to pay, I'll need...

That's a very good point: hybrid policies are a poor return when compared to either straight life insurance OR a LHC policy, if you discount the effect of risk. All but two straight LHC companies have gone out of business because they undercharged. The bankrupt ones predicted that roughly 5% of...

Long term health insurance I think what most folks are forgetting is that Medicare will not pay for long term health care, under current rules. So spend $50k on cars, pay taxes if owed, then dump the rest into a LHC policy. Lincoln offers a hybrid policy that works as life insurance if you...