Recent content by TreyLagger

Thanks all for the replies and advice! I'm curious if we can simply change residency every 6 months so we're in network at both locations. Really only matters for IN as those are the drs. we want to see. A 2016 DHHS document seems to suggest we can: "FAQs on the Marketplace Residency...

Thanks Michael. Did you still qualify for a subsidy with that plan?

My head is about to explode after spending several hours on the phone with people from the exchange, a local "expert", and our current provider. No-one was able to provide assistance for what I think is a somewhat common issue: We have 2 residences - 1 in Indiana (summer home) and 1 in South...

Thanks PRSC. Yes, we’re aware that Sun City is not really part of Hilton Head. Half an hour to the ocean is plenty close for us!

My wife and I sold our winter home in AZ recently and think we want to now spend winters in the Hilton Head area. We’ll probably wait a while before buying a place - hopefully letting the current sellers market cool down a little. We’d like to find a place in Sun City to rent for 4 months this...

Thanks everyone for the replies. It sounds like we may not qualify for the exemption. We do tend to spend a little more time at our winter home than our summer home, but the summer home is where we vote, the address for our taxes and where our drivers licenses are from.

I'm trying to determine if we qualify for excluding the gain from the sale of our "winter" home. We have lived in it 6 months per year each of the last 5 years. The IRS provides the following guidance: "In general, to qualify for the Section 121 exclusion, you must meet both the ownership test...

You have to pay the $600 even if you don't eat at the restaurant (it gets billed to your homeowners account). Everyone that buys there KNOWS this is a requirement so I kinda don't get why so many people complain about it. We never have an issue meeting our minimum and only spend 5-6 months of...

We snowbird to AZ from IN to a 55+ community. We built our house there 5 years before I retired at 55 (am now 61). Not sure we'd have pulled the trigger for that big of a purchase after retirement. We love our community - many more pros than cons. We stay very active during most days / nights...

No question it's dumping, but I also get upset at the neighbors that "dump" their yard waste into the woods. Piles of grass clippings, branches, leaves and even the occasional Christmas tree.....

Hello All - thanks in advance for any assistance you can provide. I'm retiring on 10/17/14 at the age of 55 and am able to keep my company medical insurance, but at a cost. Based on my years of service the company will subsidize about 25% of the costs with my wife and I paying the remaining 75%...