Recent content by trirod

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    Blow that Dough 2024

    I love my 2009 Saab 9-3 wagon and am wondering what to replace it with when the time comes, so update us on how you get on with the Tiguan!
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    What Debit/Credit Card Do You Use When Travelling To The UK?

    I use whatever credit card I have that has no foreign transaction fees via my iPhone’s Apple Pay. There is not that much need for cash in the UK. I am currently visiting now and all I have used cash for was some parking (in theory the machine took phone app payments but I couldn’t get it to...
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    How much do you spend per month on fitness?

    Typically about $4,000 a year, if I include everything (for the two of us). YMCA membership is $85 per month. A used bike every couple of years for around $1,000. My wife does Barre classes that run around $150 per month (so worth it - she is in great shape!). Tennis court rental in the winter...
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    What We're Making

    I think it tastes pretty much like store bought (so it’s not really cost effective if you can buy it from Costco), although my neighbor swears it’s way better than store bought. The flavor profile does change through the season, which is interesting. I assume the large commercial producers mix...
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    What We're Making

    Maple syrup! With a warm spell we had in early February I started earlier that I ever have, and made a few quarts. It’s on pause again as the temps have dropped below freezing but should be able to get back to it next week. I only have 7 taps on 6 trees so it’s a small operation, but I make...
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    What did you do today? - 2023/2024 version

    Good day today - what retirement is all about. Played about an hour of tennis this morning, then went to watch the Thunderbirds air show at a local beach, and then went for a swim in our bay (water is now a pleasant 73°). Air quality was even great today for a change!
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    Cell Phones Overseas

    I recently changed to Spectrum (which uses Verizon’s network) because they have good overseas rates. It worked well when I was in the UK in January this year - only ran up a few dollars of charges in a week.
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    How much do you pay your pet sitter?

    We pay $22/day for a daily visit to feed our two cats and empty the litter box. It only takes around 10 minutes so I don’t think that’s unreasonable. Of course there is the travel time but the person who does it lives less than 10 minutes away so still less than 30 minutes total.
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    Any other "Car Guys" planning for FIRE?

    I consider myself a car guy but don’t have anything exotic at the moment. We’re a Saab family and currently have a 2009 9-3 wagon, 2007 9-5 wagon and 1992 900 convertible - all manual transmissions. It’s a lot of fun to daily drive a manual car - I used to have a Lotus Elise, which was awesome...
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    New Car Buying Hasn't Changed

    Not sure what's worse on that image - the $50,000 market adjustment or $495 for nitrogen fill!
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    Is anyone here purposely paying full ACA premiums so you can do Roth Conversions?

    I have the same quandary. I calculated that the effective marginal tax rate implied by my ACA subsidies is a little over 13% (it changes based on income level, but that’s where it is now). So say I’m in the 12% federal tax bracket, and I pay 4.25% to my state, that gives an effective tax rate...
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    Experience with part-time after FIRE

    I retired a couple of years ago but kept working on a part-time basis for my employer. I also picked up some hours from another firm, at a lower hourly rate but with easier and less stressful work. I’m a CPA doing tax work for businesses and individuals so the work is somewhat seasonal and...
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    Do you have an amazing view - can I see?

    Winter and summer views of Lake Michigan from our living room. Love having the change of seasons here.
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    Smart Door Locks

    I’ve been thinking about getting a smart lock but concerned about security - seems like a hacking risk? Has anybody who has recently converted to a smart lock looked into the security aspects and gotten comfortable with this? I was leaning toward just getting one with a digital keypad (non...
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    Best way to have people upload videos to central repository?

    My siblings and I are putting together a video of friends and family members wishing my dad a happy 80th birthday (since we can’t have a real, in person party for him right now, of course). What I am looking for is a link I can provide to everybody to upload their videos so then we can download...
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