Recent content by trueson1

I look at life insurance simply as coverage for lost income that my family is counting on should I die early. If I am retired, there is no income to replace. That said, I would turn to other means to deal with this issue.

KeePass - works great!

Age 62, aiming for 65 retirement. current 60/35/5 - stock/bond/cash. Will probably keep at this level after retirement at least for a few years.

Got the download version of TT premier with efile and state for $59.95 from Tax Pros. I do this every year. Do my state with the program, print it and mail and save $20 on the state efile. Usually owe state anyway so not in a hurry to file state.

Depends on your specific tax situation, desire to learn a new software and ability to track and download from year to year. For this reason I have chosen to stick with TT. I am used to their handling of restricted stick units. For $50 or 60 it isn't worth it to switch.

The key is to never use it as a debit - always use as a credit withdrawal (never enter your pin). This way it is processed as a credit and you are not liable if something goes awry. Still best to only use in places you know.

No. Have to be point of sale. My wife and I just use our debit at local stores (gas, groceries, fast food, starbucks, etc) and we can easily get 22 in a month for 2 different accounts. Been doing this for several years now.

Introducing social issues and politics into NFL football. Can't we have somewhere to escape this 24/7 constant din!

Wish I had had the guts to stand up for myself and others before I got to be 50. I feels pretty good now to be able tell all the bullies and other a**holes where to stick it when they try to run roughshod over people. Of course I know that much of this comes with age and experience.

Anyone using High Interest Checking accounts to stash emergency funds? I found a couple - 2.5 and 3% interest with max 15 and 25K balance, need 10-12 debits and one external deposit per month. Working pretty good for me.

Georgia Bulldog cap - then they lost to Auburn - go figure!

Yes. I've run Firecalc but haven't looked at various withdrawal scenarios. Thanks! I'll do that.

:dance::dance:

Just found this website. Been doing my own investing all my life. Following Bogelheads for several years and other self investor sites. I am 61.5 and my DM is 62. Plan to retire at 65. I would appreciate a portfolio review. A. Me Company 401K 1. VTWNX - Vanguard 2020 tax-deferred IRA –...