Recent content by uncledrz

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    Where do you see the recession

    good and bad Western Michigan, so we've been in a downturn for at least 8 years (since 9/11). Auto industry has been hit very hard and that has ripple effect that goes to suppliers, plastic mold injection industry, seats, seat covers, ....you get the idea. Furntiure industry (office) which...
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    Documents for Paid-Off Mortgage?

    Not legal advice......you should have two things: 1. Note marked "paid in full" 2 Mortgage Discharge filed with the Clerk/Register. Most companies do this automatically. If you haven't gotten both after 4 weeks, follow up with a call.
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    Worst Slide Story

    loved it, thanks only hope that even those who didn't grow up with officer krumpky got the humor
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    Affordable remote land in United States

    I'm not in the market now (we want to move where its warm yearround). I have looked at land in Michigan, both the UP and Northern Michgian and there is land that fits your bill there. So large and varied that I wouldn't recommend any one area. Does have winter so may be too cold for you. But...
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    Is our routine negative?

    Normal routine: Go to office, work (if not in court maybe 2-3 hours a day), do property maintenance, log on and check financials and the news, work out, dinner at home (watch news), either watch tv or get togther with friends. Now on holiday (a couple of weeks in the southwest). Routine: Get...
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    WSJ Retirement Blues

    Never really quit work, but going from full time to part time made all the difference. I may quit at some time, but there are two reason I keep going: 1. I like what I'm doing now (practice law in the commercial field) and 2. I know my wife is happier to have her personal time rather than...
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    Buy American clause in bailout

    If we leave well enough alone, this economic downturn (call it what you will) will work its way out, if we put in protectionist "Buy American" tariffs, it will be much, much worse and will take us years more to get out of. When will they ever learn. Hey, I elected Obama as president, not Pelosi.
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    10 year plan. Can it work?

    Pirate My only thought is to keep an eye on health insurance availabiltiy and potential costs. At 52 you'll probably be just fine, but as you approach 59-60, it becomes much more costly and not always easily available. Is any available for purchase as a retiree through your employer? Might be...
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    Adios & thanks for ALL!

    VaCollector Normally I won't give advice, but I will in this instance. STAY. We've all taken a hit, but we'll all do just fine. This Board isn't only for those who have amassed tens of millions, or have 3 or 4 cola'd pensions, but for all of us other fools who work, live, save, invest, win...
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    The Financial Crisis -- The Aftermath

    chinaco This downturn took a far more rapid path than I anticipated. It looked to me that we would be on a slow slide downward over a number of years rather than fall off a cliff as it appears we have. At the same time, I do not see us living in caves. People will still feed, clothe and...
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    halloween worst case scenarios: scare me

    Stop this nonsense. Let's all look at the title, Halloween folks. So, get your costume (I've decided to go as a professional football player), and at 6 o'clock start going door to door. Now if you're lucky you'll find the people who offer adults (that fits some of us, no?) with a beer or...
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    Why am I still getting cheap balance transfer offers?

    That's it, how many have seen 0% BT's with no transfer fee over the past 6 months? I haven't seen any, and they used to be fairly common. So that banks are making the upfront money on this, as well as counting on the missed/skipped payment to boost the interest rate.
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    New Bail out Poll :)

    I still do not believe that the "sky is falling" claims of the administration and Wall Street is quite true. I do not believe that we will, as a nation, have a depression. Unlike the Great Depression, individual depositors now have explicit governemnt backing of the deposit (at a minimium of...
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    I need a pep talk

    ok, I'll give you a pep talk....no actually just a few words, everyone who tracks the market is down some, depending on their allocation. But overall, over the past 35 or so years, lows are followed by higher highs. Will it all end? I don't know, but unless that happens, now is probably...
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    Holy cr@p, the sky is falling...

    laptop....you can do without not watching the market....may be good for you no posts on the forum.....you can catch up in two weeks But NO FOOTBALL...what are you thinkin'?...can't do it, shouldn't do it, I give you until Saturday night!
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