Recent content by utrecht

Obviously nobody has any idea what will happen in the market the rest of 2020, but if we take the rest of 1987s chart path and continue on that path from where we are now until the end of 2020, I estimate that we end the year at about +3%. Id be happy with that.

For the record, that wont stop you from having to pay taxes on those dividends/capital gains. You still have to pay tax on those distributions no matter what you do with the money. I assume people are saying to turn off auto reinvest so that at least some money is moved somewhere else, if you...

If you're using a CPA, why didnt you ask him this question instead of asking some strangers on the internet?

Here's an open and honest description of how CHM works including all the pros and cons. https://www.clarkscondensed.com/thrifty-living/christian-healthcare-ministries-review/

I dont trust Yelp reviews at all. Ive read so many reviews saying a restaurant or hotel was terrible but I saw none of the things they talked about. Ive seen people complain about tiny rooms that I thought were pretty big...ect.

Actually the "Brothers Keeper" add on which gives you unlimited lifetime coverage doesnt cost $40/month extra. It costs $25/ quarter extra.

They wont deny you. They just have limitations for pre-existing conditions. There are differences in the different companies but CHM gives you $15000 limit of coverage the 1st year, $25000 the 2nd year, $50000 the 3rd year and unlimited after 3 years. They will only reimburse prescription...

Anything under $500, you pay. Anything over $500 (per incident not per visit) they pay. A colonoscopy costs more than $500 doesn't it? So what if I have to pay for a regular checkup? We are saving around $800-$900 every month. How many checkups will that pay for? Ive had around $3200...

Why do you think that? Ive had 2 incidents that caused me to see doctors so far and the entire process has been a million times better than it was with traditional insurance/doctor relationship.

When filing for reimbursement, you have to list your church and its phone number. That's the closest they get to "verifying" that you are a Christian. What "didnt pay" reviews? There are none that Ive been able to locate in relation to CHM. Ive heard plenty of horror stories from...

I use Christian Healthcare Ministries and will never go back to traditional insurance. At least not until Im eligible for Medicare. Sure, they technically don't have to pay, but they've been in business over 30 years and I couldnt find one single incident some posted anywhere online where...

Most of them got college degrees thru football. Most of them got them for free. A good percentage of them would be working minimum wage jobs or worse. Very few of those men would never make more than 1 or 2% of what they make without football. They are willing to risk it. I dont feel...

I hardly ever read this site anymore and its mainly because there are so many close minded crotchety stubborn people here. Judging people over something as harmless as a tattoo is low class.

Vanguard has Trust management services. There is a fee of course, and its not cheap by most of our standards but its a lot cheaper than any bank would be.

We bought a Cozzia massage chair from Relax the Back for Christmas. It was $6000, but we talked them down to $5000. It has a 3 year warranty. Ive had a back surgery and a neck surgery and have other discs that have given me serious problems for many years and continue to cause problems...