Recent content by VANGUARDROI

All, What do you think about the following opportunity? Bought a house in a costal area in 2004 and put down 28% (instead of the 20% required to avoid PMI) on a 30 yr fixed mortgage @ 5.625 APR. Converted the house to a rental property last year and covering the expenses with the rent. May...

Success!! Thanks all for the spot-on advuse. Members chain of command fixed issue at hand and tennant is now going to occupy after all. Great advise from the forum and lessons from the school of hard knocks! VANGUARDROI

I am in a jam and would appreciate some some expert advice from the experiened Landlords on this forum. I am in the military and just prior to my departure from the last duty station, another military member inbound to the area signed a lease to rent my house for the next 12 months. One week...

Virginia/Nords, Actually we put down approx 28% so we could put it in a rentable range once we move and to diversify our heavy equity portfolio. Almost bought at the top of the market but suspect we could make approx 25% (does not include realtor/closing costs). As long as we don't get...

Nords, What do you mean about the flex of 72(t)s and Roth withdrawls vice flex of taxable accts for easy access to $s for ER? Realize you can take $s out b/f 59 1/2 but with penalty. Thanks in advance.

Thanks LOL and Nords. Plan on Roth for spouse and I in 06 but stopped TSP this year to put more $s into taxable accounts so would have access to potentially support ER b/f 59 1/2. Currently have approximatley the same amount in retirement and non-ret accounts. Shortest possible time left in...

Ladies and Gentlemen, Am in the military and purchased a house 15 minutes from the coast in FL two years ago. We will be moving this summer and current plan is to rent out our house. We locked in a 30 yr fixed mortgage at 5.625% APR, no pre-payment penalty, and have a $198K balance. So far we...