Recent content by whittonm

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    Using the Instant Pot

    I second the thought on reducing mess on the cooktop. I think the IP is best for soups, stews, baked beans, pot roast - anything that requires a long cook, has lots of liquid, you want the flavors to diffuse, and also if you have tough meat or veg that needs to be softened.
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    A real quandary....how to spend it all

    I have the same problem - how to switch from mega-saver to spender. I am donating a lot, giving money to family, flying business class, giving big tips to deserving service workers, buying the latest gadgets, and generally being as big a spender as my addled brain will allow.:banghead:
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    Sleep apnea anyone?

    A chin strap may be worth a try. I was a mouth breather until I got my CPAP, used the chin strap for a couple of nights but then magically I became a nose breather without the need for the chin strap. Make sure your nose is really clear before doing this, I have a diverted septum and have to...
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    Free Services etc - Vanguard v Fidelity v TRP?

    I would go with the firm that gives you lowest costs in terms of mutual funds expense ratio, brokerage fees, etf fees. I use vanguard and like the low costs and tools for financial planning: free retirement plan, Monte Carlo tool, financial engines, and portfolio analysis. Sent from my iPad...
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    Healthcare Premium Costs???

    $1177 a month COBRA for self and spouse for dental, vision, drugs, mental health. 100/70 PPO style plan. Deductibles are $10 to $50 depending on who you see and where. Sent from my iPad using Early Retirement Forum
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    Medicare Purchase

    Once the younger eligible spouse turns 62, the older spouse becomes eligible for subsidized Medicare. Prior to this time, the older spouse can PURCHASE Medicare if they are over 65. Sent from my iPad using Early Retirement Forum
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    Sleep apnea anyone?

    I used to fall asleep driving and in meetings. Feel much better after sleep apnea diagnosis and Cpap therapy. Have used Cpap for 16 years. Sent from my iPad using Early Retirement Forum
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    Medicare Purchase

    Just an FYI based on my situation. If your spouse is over 65 and not Medicare eligible due to insufficient work history AND you are Medicare eligible but not 62 yet, then spouse must BUY Medicare. We are currently buying COBRA Insurance Sent from my iPhone using Early Retirement Forum
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    5 Reasons I'm Not Retiring Early

    5 Reasons I delayed by early retirement by one year: 1. Our only child (son) is taking a temporary job out of town 2. We have no grandkids yet 3. Another year of work means a better chance of buying that sports car I wanted during my past mid life crisis 4. Work keeps my weight down 5. My wife...
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