Recent content by Workwayless

I agree with you, astromeria. In my case, divorce didn't make FIRE more difficult. In fact it was just the opposite: divorce made FIRE possible.

I'd like to hear from posters who have different withdrawal rates (WR) for their fixed expenses vs their variable expenses. Specifically, I would like to know: 1) How did you determine your baseline Variable WR ? 2) What techniques you use to adjust your Variable WR from year to year? TIA WWL

I voted in the poll 'Didn't Reach $1M Net Worth, but Retired Early, 1 Divorce': I got divorced once and was nearly wiped out. >:( However for me it was a positive situation: I was only 36 and had a career with good earning potential. In addition my ex liked to spend like there was no tomorrow...

***** says ]The purpose of SWR analysis is not to tell you what to do. The purpose is to inform you about what has worked in the past, so that you can make better determinations of what to do for yourself. The REHP study is SWR analysis of what would have worked in the past. It's like the...

You wear her well!

Boy-George??? Yipes! Not the look I was going for. It's actually Lara Croft, Tomb raider. I went with her since that other female superhero, Zena, was already taken.

Re: Yahoo "Finance Quiz"What do you mean by specif Mikey, Hmmm, you seem to be making assumptions about who I do or do not know, whether or not there is money involved in the payoff and even whether or not such research would benefit me personally. Looking at the responses, I'm sure that...

I download the first file with my 56k dial-up connection. Yup you were right--it took 3 minutes.

Intercst, thanks for loading the files to the REHP and for zipping them. I don't have broadband and it was going to take over an hour per file for me to download the unzipped ones. WWL

John, Thanks for the update and your efforts. I hope that you are successful in downloading your calculator to the REHP as your research will certaintly attract a wider audience to benefit from it. WWL

Re: Yahoo "Finance Quiz"What do you mean by specif If you really want people to check out the data, then give them a tool that would make it easy for them to do so. You could create an Excel spreadsheet that used the same parameters as REHP SWR spreadsheet. Or create a modified version of...

As someone who did it I can tell you that very early retireement is not an urban legand. Yes, it's true that not everyone can make this choice however there are plenty of people who can especially if they are childless, healthy and either have a job that provides an early pension and/or pays a...

Hi, I'm the poster formerly known as Patnbj. I retired at age 47.