Recent content by Wu_wu

Thanks brewer12345! I understand where you're coming from and will try to keep the praising and "propaganda" a minimum. As it is the only real experience I have in the financial field, life insurance and annuities is the only things I'm knowledgeable about, hence why my few posts were in those...

Hello REWahoo! That's great! The fact is that those of you that are FI and have no need for insurance. I'm talking about those still building up to be FI, or those who have other concerns, like estate planning and got some. I also just came from the life insurance thread when answering 38Chevy...

That is what I am here for 38Chevy454! My plan on this forum is to learn about doing the right things to help me get into FIRE as smoothly as possible since many of the members on here are well on their way to achieve it. I still believe that what I do, for as long as I plan to do it. What I do...

Ah, Thank you EastWest Gal! Jokes and sarcasm are difficult to read in the internet world and as someone eager to learn and share, I guess I got caught off guard with that one. Also thank you for the quickstart tip on how to get started on this forum and in FIRE life! I hope to be able to learn...

Haha, I am on commission yes. No one I know works for free, but that's besides the point. I am on this forum to learn and offer insight, experience and tools on what is available to me. If it came off as sales-y I apologize, it was more of seeing why the numbers were lower. They most...

FireCat, just a word of caution. If you're planning to get insurance around when you're 60-80 please be sure that there are companies that will be able to insure you and if you are healthy enough to be insurable. A lot of companies do not sell insurance to individuals above a certain age range...

Hi LongPrime! I don't quite understand your question? What do you mean what is the latest spiel on CVLI? Do you mean what's the current dividend rate? current idea behind it?

I just plugged in the information on a couple aged 65 putting in $400,000 and annuitizing at age 70. They received $2556.19/m for their entire life guaranteed. If they live to 100, that's $950,903 in benefits! That's not including X years certain, where if both annuitants die, the beneficiaries...

I also agree with you on your view of BTID as I've experienced it personally! Working in the industry I would hear people (and friends) preach back to me that they'd rather BTID, but when I checked in on them a year or so down the road, they've only purchased term and have nothing invested...

Hello everyone! I recently found this forum and think it could be a great resource to me! I am nowhere near being FI or able to RE, but from working in the financial field, it certainly has piqued my interest. I have no assets or any liabilities really as I just graduated in 2012 debt free, and...