Recent content by zenzy

  1. Z

    ACA Health Insurance Deduction for Self-Employed

    No I did not purchase the Audit Defense product from Turbo Tax but I don't need it. I called the number on the letter and arranged for the IRS examiner of my tax return to call me so I could discuss it with her. During the conversation she asked me if my 8962 reconciled with my 1095-A. Of course...
  2. Z

    ACA Health Insurance Deduction for Self-Employed

    My 2014 return was just audited because the PTC as calculated by Turbo Tax was a hefty amount. The IRS examiner wanted copies of the 1095-A, 8962 and 12 pages of bank statements showing the insurance premium autodraft for each month. Case is still open.
  3. Z

    National Park Pass

    Slightly Off Topic: Camp Stamps I didn't know you could use a pass for Forest Service campgrounds. If no one objects, I'll post this tangential reminder about vintage 'Camp Stamps' because I don't know the proper forum to mention them. Some of you might be old enough to remember the...
  4. Z

    Help! My health Ins is about to double!

    The suggestions to get a Bronze plan or hardship exemption qualified Catastrophic plan make sense to me. By the way, I got free help from a certified assistance location because they always know things about the ACA that I didn't but needed to know. DawgMan come back.
  5. Z

    HSA Silver plan with cost sharing = Big trouble!

    On my state exchange, I estimated income at 144% FPL to get cost sharing reductions. If I'm later required to prove income above FPL I won't be able to. Big trouble ahead?
  6. Z

    ACA: Cost Sharing: How it works?

    The broker I worked with didn't seem to think my state exchange would require proof of income so I think I have cost sharing for the year 2016.
  7. Z

    What did you have before obamacare?

    My private insurance premiums rose steadily with advancing age and eventually I could not afford the premium for my carrier's highest deductible plan. Rejection letters from other companies qualified me for the state high risk pool. That public option was partially funded by a tax on insurance...
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