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  1. Eastbayboy

    Slow Travel in Europe

    This is off the subject a bit, will your home be vacant for six months. We are taking an extended vacation for almost 5 months and our home owners insurance may not cover damages, fire and or water damage since no one is occupying the home to repair or report the damage to keep it at a minimum...
  2. Eastbayboy

    Back to the gym

    I just joined 24 Hour Fitness about a 10 minute drive. I have Sneakers which is paid by Blue Shield of California. [emoji1360]. I never tried a gym since I do work out on a weight bench and bike ride at my house. Since no cost to me… why not. I have always been covid adverse but it seems to be...
  3. Eastbayboy

    What Podcasts do you listen to?

    Handle on the Law …Humorous lawyer with live call in to ask legal questions. Clark Howard… Consumer advocate Rob Black… Financial Jill on Money… Jill Schlesinger
  4. Eastbayboy

    Italy!

    Great and accurate summary about the elective residency for Italy. We are thinking about the ER in the next 18 months. You need income, private health care, and a 1 year lease. My mother was born in Italy and was not an Italian citizen when I was born. No dual citizenship for me. Taking a 5 week...
  5. Eastbayboy

    Debating an electric zero turn mower

    I get it! There are problems and grown pains much like Tesla cars did in the last 15 years. I am surprised that Ryobi wasn’t reliable. At the Oakland airport grounds they had a jet engine repair shop. They would bolt down the motors and run them. I was about 4 miles away as the crow flys and I...
  6. Eastbayboy

    Debating an electric zero turn mower

    Two strokes motorcycles were banned in the 70s. I had a Kawasaki 750cc two strong and it was a beast. But the trail of blue smoke looked like a the trail of a Boeing 727. Two strokes are are going to be banned in 2 to 3 years in the SF East Bay for landscapers. I think the government will give...
  7. Eastbayboy

    Can we FIRE with less than a MILLION???

    If they owned the house for 25 years and within a recent time they did an addition which added sqft, then the county will reassess the home at the current value. This happen to me in the early 90s. My tax bill shot up by 40%. At the 2% per year really wouldn’t go up that high. Did they add an...
  8. Eastbayboy

    Paying it Forward - Helping the next generation

    The Millionaire Teacher by Andrew Hallam Seems like a good fit. I read the reviews and there is humor without talking down to the reader. I just ordered it. Thank you for this gem!
  9. Eastbayboy

    Paying it Forward - Helping the next generation

    I’ve always admired Jack Bogle for his simplistic advice of investing. This book is high on my hit list. Since his passing, the financial world lost a giant amongst us. The Coffee House Investor, Is one I’ve never seen. So it is a two book read. I am hoping she will read one! :laugh: The...
  10. Eastbayboy

    Paying it Forward - Helping the next generation

    Hahahah ? It would be more funny if it as not a financial train wreck! My wife’s ex got her into Morgan Stanley… I was awe struck of the many trades at $1200 he made in a month. It was all about churn! It was just a disaster for her and a income stream for him. Im trying to talk to my stepson...
  11. Eastbayboy

    Paying it Forward - Helping the next generation

    Never saw this one! I may even give one to her brother! Thank You!
  12. Eastbayboy

    Paying it Forward - Helping the next generation

    I have a step child who is 30 years old and is being robbed by a Morgan Stanley advisor who is not a fiduciary. I won’t go into details but he has her in a mix of 14 etfs, stocks, and mutual funds for $50k and has underperformed the marker by a long shot. We are in the process of moving her out...
  13. Eastbayboy

    Name a recent Rock and Roll song you like.

    Playing for Change These are a series of music videos performed from around the world. The artists are mostly unknown from outside of our country to the famous ones who have either wrote the songs or participated with the original band. I enjoy these music videos since I find them uplifting in...
  14. Eastbayboy

    Home prices getting interesting, what price are homes in your neighborhood?

    I sold my three bedroom two bath house that I purchased in 1986 for $110k in an east bay city. Did upgrades and sold it in 2019 for $850k. I took the equity and some cash and bought in the Danville Ca. area, a 2000sf house for $1,2mm. This where my wife was raised! Today Zillow and Redfin priced...
  15. Eastbayboy

    Passwords- how long to hack yours

    I have Apple iPhone and a ipad. I used their password generator. It makes for dynamic passwords. It is simple to use. However, if there is a downfall to using Apple, please let me know. BTW, my password for my Apple account is pretty strong.
  16. Eastbayboy

    Do you have an amazing view - can I see?

    Same here in Northern California, Lake Tahoe went up between 30 to 40 per cent in the last year. Now everyone is fleeing Tahoe and surrounding areas duty heavy smoke from the fires with no end in sight. ???
  17. Eastbayboy

    This weather is awful!! 2008-2021

    I live in the SF Bay Area and we had a couple of bad days for smoke. My sister lives in Reno NV and she is getting so much smoke from the fires west from her. You may already know, but we use https://www2.purpleair.com to monitor the air. It is an excellent site. Smoke and the heat waves are now...
  18. Eastbayboy

    How much can we realistically spend for a long time?

    I don’t think it is a grown child’s problem but a parenting problem. They are so frightful… a doomsday parent. Let the kid fail, it is a good teaching point. But one of the posters was saying, they are enablers. Just reading OP pos, they are putting leg irons on the 25 year old man. Their...
  19. Eastbayboy

    What happens when Americans get sick overseas?

    They Learned The Hard Way https://travelnoire.com/unvaccinated-family-covid-19-on-mexico-vacation “ An unvaccinated family from Louisiana has sparked some controversy online over their decision to vacation after three family members tested positive for COVID-19 during the trip — leaving the...
  20. Eastbayboy

    Pensions and the 4% rule

    Sounds like my old company AT&T!
  21. Eastbayboy

    Hoping to go to the Amalfi coast, what can you tell me?

    We also based at Sorrento since we had access to all the sites. We took a bus to Positano and ferried back to Sorrento. Sorrento is a fun (somewhat touristy) but centrally located and mostly flat. Positano is great for a side trip as well Pompeii and Capri. I am so anxious to go and travel...
  22. Eastbayboy

    Safety message about ladders

    I forgot about the basketball tossing! I just remember the instructor’s mantra “ Three Point Contact”! To this day when climbing ladders, I repeat to myself “ Three Point Contact” at all times. You sound like a ol’ phone or power guy. Times were fun when you’re young and a bit dumb in chances...
  23. Eastbayboy

    Safety message about ladders

    Can your wife come over to do some tree trimming? ?
  24. Eastbayboy

    Safety message about ladders

    Your experience reminds me as a 23 year old doing telephone pole climbing at a Pacific Telephone training yard. I had to climb in increments of 6 feet and go around the pole with gaffes. No pole steps on these climbs. I then went to 12 feet...no issues. Then to 18 feet. I then stopped to look...
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