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    Pay off mortgage or not, with standard deductions

    I chose to pay off my mortgage in 2009. It has been a wonderful decision. The dollars I paid in P/I are mine every month. It equates to another level of financial freedom! I don’t see the point of getting a tax deduction.
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    Gated landowners

    This is what I have at my 80 acres in S FL
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    Gated landowners

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    Do You Visit Relative's Gravesites?

    Visiting Relatives Graves I stop by every couple of months not to visit them. I know their souls are not there but this is where we laid to rest my wonderful parents who left me nothing of this world’s treasure but their memory is something I cherish. It’s with a heart full of gratitude for...
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    Free dinners

    I would never buy solar.
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    Why gas prices are so high

    Gas Prices Really you all think this is the problem? I won’t say it but there is obviously another reason nobody wants to say a name. But there is one person to blame for this.
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    US Misery Index Rising

    Misery Index I don’t think it will be a big problem for people on this forum. However, I when I see. My grandson (age 17) paying double price for a tank of gas. I have great concern for the kids getting started in life. We need to support better domestic policy. I have concerns about...
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    I'm puzzled: IRS wants me to submit 1099s

    IRS Refund OP wants a refund. Not the time to play hardball. If you have them submit copies. It’s called “ delay tactic” used by all government agencies to slow down response time and put the ball back in your court so they can blame you if you don’t respond with the requested information...
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    Dying With a Huge Mortgage

    Dying with a huge mortgage. I thought the FI in FIRE meant Financially Independent. Having a huge mortgage does sound too independent to me. I’m all about the FI. Not so sure I’m into RE.
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    Will you hold - if there's a new Covid Crash?

    Will you sell with another Covid crash? No
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    Just curious - is it hard to buy a house for cash?

    Hard to buy a house with cash No
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    I haven't made a new friend since high school

    Friends Take up skeet or sporting clay shooting. Some wonderful people there who will be glad to teach you. They are great friends too.
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    Recommendation for trying RVing

    Rv in retirement I would recommend you visit a large RV show. Like the one in Tampa, FL or in Hershey, PA. You can see everything and then some. Would recommend you get to know “happy” rv’ers. It’s important you enjoy being with the person you are traveling with. My wife and I have been...
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    Pulling the Trigger is Tough!

    Pulling the Trigger In the accumulation part. You should be able to continue that, at the level you have achieved. However, I have found for me the journey in some ways is better than the destination. So stay on the journey at your own pace. Congratulations!
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    DH concerned about taxes...what to do...

    Concern about taxes If you are making money taxes are inevitable. There is no good time to pay taxes. However, the longer you postpone usually the tax rate goes up and if you are paying attention to our President, that is his plan. I have never made a big deal about tax shelters. If and when...
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    The Richest 1% by Country - US seems to be wrong

    Richest 1% Contentment his destroyed by comparison.
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    Popcorn ceiling removal

    Popcorn Ceiling I have been a Drywall contractor for over 40 years. The best way is to get a pump up sprayer and spray a 3’x3’ area and scrape it. If the popcorn has ever been painted it is much more difficult. I started my business removing popcorn textures and small repairs. Most of the...
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    Unwanted package from Amazon

    Free junk
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    Mail Delivery Getting Worse?

    Covid - The “excuse”.
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    7 and 10 Year olds attend Funeral?

    Funeral We all must face the realities of life. Sooner the better. I know too many adults who have a hard time facing death. It is a reality.
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    nothing when I retired

    Nothing As an employer I appreciate the reminder. I had 4 guys retire during Covid-19. It was impossible to publicly to show gratitude. I do plan to invite them back and show gratitude for their years of service. Also: Another way to look at it. Your employer did pay 1/2 of your SS. They...
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    Sign of the apocalypse

    It all started in the early 70’s when they started shrinking the size of a 5 cent Reese’s cup. I’m still bitter about that.
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    Siblings disagreeing on listing price on inherited home

    Get an appraisal. Problem solved.
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    RIP - Bernie Madoff

    Greed There were a lot of warning signs to investors and regulators. His biggest con job was selling himself and it was bought by investors as well as the Feds.
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