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  1. F

    51 and cash poor!

    Thank you all for your thoughtful responses. You have given me a lot to think about. I need to learn more about 72T and Roth Ladder. I also think that while I would LOVE to jump within 12 mos, maybe a reduced effort (30h) a week would also solve the bridge problem. After some thought, I will...
  2. F

    51 and cash poor!

    I think this is the real thing! I have zero regrets with how I managed my decisions at the time. Setting it and forgetting it definitely worked for me and my family vs spending it all on stuff we didn't need. HOWEVER, once that habit is formed and working well, I wish I would have had the...
  3. F

    51 and cash poor!

    Wow! Thanks all! This has given me a lot to chew on. I wish I had more time to put together a response, but ya know... Work... In short however... We do have minimal bills presently. Some house left and kids college, nothing we are worried about. We will sell properties when my wife...
  4. F

    51 and cash poor!

    Hi all! My wife and I are in our early 50s. I want to pull the plug ASAP. She wants to work to get her 30yr chip (in 3 yrs) and possibly make it to 55 (crazy in my opinion). We have two children 18, 20, one in college, the other will go in one year. We have saved diligently and have a NW of...
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