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You did the right thing! It's great to have piece of mind that your home is paid off and no more mortgage payments. The stock market could have gone the other way so its nice to have a paid off home and piece of mind! Don't look back. Congrats!

The hard part is starting the workout. Those days when I don't want to workout I play tricks with my mind. I convince myself to run short and once I am out a feel up to running longer. I workout 5-6 days a week. Strava (a social app for exercise) is also a motivator. I see friends who are...

I have downloaded the Retiree Portfolio Model spreadsheet and have been planning to utilize it more. This is a great reminder to do so! I may have to check out Pralana too Tnx!

Quite the milestone! Congrats!

I have listened to this book multiple times. Love it! The title is misleading. It's a reminder to live in the now. If you are saving and saving and not spending to have a good time every once in a while, you are doing it wrong. Definitely a must read for FIRE people like myself.

How fun! I collected cards including all the sports you mentioned and also star wars and so many others. I have to go through them again soon. Thanks for the website, it if fun to browse it. Good luck in collecting and selling! :clap:

Awesome! Congrats! PaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaRTY!!!!!!!:clap:

Thanks for sharing your experience! I have very similar reaction as yours when spending money but I am getting better at it. Agreed with my wife that last few years to spend 10's of thousands of dollars to renovate two bathrooms, the kitchen and the the backyard. It was tough at first but I...

Sorry to hear about the layoff! That happened to me too. I am kind glad it did! LOL I semi-retired at 49 and switched from Information Technology to photography. I don't make much money in photography, but I do it for fun. I am now 54 and loving life! We have less in savings than you and I...

LOL!! Good one!

OMG!! What a story! Definitely puts life and retirement into perspective

At 52 years old we are currently holding about 80/20 and will keep it at that for the time being. LOL, need to change my sig,

Great post! Congratulations!

Semi-Retired in 2019. Wife will work another three years before possibly retiring. In the big drop of March, I sold a portion of our portfolio, then tried to figure out when to get back in. I got back in at a few percentages below or even when I got out. I never sold in the past but this one...

Impressive!! Congratulations! Now that you hit this milestone the compounding will work for you much faster. I agree with the others, try to enjoy your life a little more with not as many sacrifices. Make sure you don't delay all your experiences til a later day that may never come...

Congratulations!! I would be curious what your asset allocation is? I have to update my sig, my AA is now 70/30.

LOL!! Great thread! It looks like insurance costs only get more expensive as we get older! I wonder how everyone affords this in retirement?! :(

Bear trap! I see the S&P bottoming out at about 1800-2000 before it's all over. Will be interesting to see. *turns off crystal ball :laugh:

Oh mon, this sounds horrible! :peace:

This bear is standing tall and FIERCE! The big question now is where is the bottom? I would like to see some resolve on the Coronavirus and good news before there is a turn around. The aftermath of all this is going to make it worse. It will probably get worse before it gets better.

I was at 100% stocks up until a few months ago. Currently at 80/20. You also have to think that this portfolio has to last you longer than 30 years, quite possibly 40-45 years.

I semi-retired last year at the age of 49 from an IT career and am LOVING IT! I do wake up early to take my daughter to the bus stop and my day starts. My days go SO FAST!! I am doing photography now and enjoy it. It is the winter here in the PNW so business is really slow. I read lots of...

Semi-retired at 50. 80/20, no pension

EVERYTHING! :laugh: It is my favorite store to shop! Bread Bananas Vacuums Batteries A laptop for my daughter in collge Pomegranate juice chips Eggs Milk etc etc etc

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