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Our home value is not something we consider in Networth We have never counted the house value in NW. I treat it like any other investment. It is only worth what I get the day I sell. It is paid off so why bother. We aren’t high NW types, but our income allows regular global travel and...

Got a friend that isn’t in that trial, but I’d taking a 12 month infusion series of a drug that was approved in July. Same target cleaning out existing plaque. Doesn’t reverse anything. Good luck.

I’m with most of the others. I keep a Trekker annual medical coverage and a med Jet membership. Our cruises are usually 14K or less. I wouldn’t like to lose that, but most travel policies aren’t worth the cost since they duplicate coverage and aren’t cheap. In 30 years, would have never used one.

I’ve had to deal with gates at a couple locations. 1. Emergency access: you can install a Yelp sensing capability. Emergency vehicles hit the yelp function on the siren to open it. Check with the sheriff or police for their requirements. Will be part of permitting for the county. 2. Access...

I had to chase a similar small policy my mom had. Find the state that one is incorporated in. The NC State Insurance Commissioner helped sort things out from a 1940 policy with many M&As. Good luck.

I’ll give you our side. Retired AF O4. Divorced and that zeroed me out. Fortunate to find fun positions that let me travel. Remarried and between us have a couple M invested and depending on the market income and RMDs put us around 15K/mo. We travel extensively. Trips run $15-20K each for...

I can relate our experience. Medicare A&Bare mandatory. Going to any of the Advantage plans just limits your options and flexibility. YMMV. I added a GeoBlue Trekker policy and MedJet membership to cover yragrl Medical. Haven’t needed anything else. We use military pharmacies, but...

Regardless of individual opinion. Here is a reason for 62. Last week a former co worked died in his sleep at 70. Never sick, hit the gym several days a week and walked 3+ miles a day. When he started drawing at 62, I asked why. He said it was extra investment money and he didn’t want to leave...

I recently got a Lenovo Yoga notebook/tablet. 1TB SSD and 32 RAM. On special for about 499. Back up travel notebook. So far so good.

There was/is a company in Australia called Force10. In 1991 they were building CAD houses that were rated for 155 mph wind loading. This was based on a 1x3m panel system. Shipped as a complete package in containers to the site. Looked at getting one here in Florida or helping expand for US...

My scenario may not help at this point. I built up my cash account to cover 2+ years until I started SS and RMDs. Pulled the plug at 67. Like you I needed 60-70K/yr. Good luck.

If you want to teach some and enjoy a few years in an expat lifestyle, consider applying to some of the colleges in Asia or Middle East. Just a way to expand your world.

I’ve got a friend that was in a similar position in that he needed minimal income to meet expenses. He did a little consulting for a year and signed on full time with another company at a good salary. He took all the extra and maximized the SS, dumped money into his IRAs and ROTH, matched...

It has never been an issue. My wife and I make a number of trips a year. She usually posts the champagne picture prior to departure. Most of our friends and acquaintances know how we travel. We don’t make a big deal about it and also have many friends who don’t have the ability to fly business...

What really hurts is the $7.50 Key Lime pie is now over $14. Hot Dogs. Sams $1.50 with tax. COSTCO $1.50 plus tax. Bad part is neither soda fountain has Cokes. Signed: Gurmpy Southerner.

Talked to one of the COSTCO managers last week. Seems they don’t “buy” stock. They shelve it and only pay vendors if it sells.

Florida has major insurance issues. SF renewed our insurance 2,000 sqft Single Family Home. Not beach or flood zone. Went from about 2K premium with all hazard 1K deductible to 2.9K premium and old 2% and 1K other claims deductible. This one is as wind proof as possible. 150mph roof. See what...

I’ll chime in. Been there, done that. For what ever reason, the AF was doing them about every five years and I’ve continued doing them. My father had colon cancer and the associated surgery. If, no when, you have one done, be sure to ask to have an endoscopy at the same time. This checks for...

It sounds like the broker is liquidating his holdings and putting that in an estate account for you to reinvest. Move or whatever you want. Normally, TOD splits the existing account to new accounts for each beneficiary. This is usually done without any sales charges. See if what he is...

I don’t know if something like this will work, could you gift the stock to a 501.c.3 with some type of an income split for X years? If so, gets you out of the business, yields some tax and possible income advantages. One organization I used to be part of received stock donations. There you...

Advertised as a monthly deal. List $799 with 300 off.

Thanks for the post. I was lucky enough to visit a good bit of NZ over several years thanks to work trips. Still have friends there. My wife hasn’t been and thanks to your post, I may be able to get her there. Glad you enjoyed it as much as I do.

I just bought a Lenovo Yoga so I can leave the Rugged Dell home when not needed for vacation travel. Difference of several pounds. This yoga is an i5 with a 1tb ssd. On special for $499. Best deal I’ve seen.

Several years ago, I had to replace a vehicle while on a trip. Ended up at a Chrysler dealer that actually had what I wanted in stock. Routine haggling over trade and price. $1000 disc if I financed. Did the cc payment for 5K or so, trade and financed about 35K. Worst part is they really screwed...