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+1. This is why I have not rolled over my 401k. The Fidelity rep said that in practice the courts have treated IRAs like 401ks in lawsuits, but in the last few years the courts (notably SCOTUS) have shown that legal precedents can be reversed. So I view keeping my 401k as insurance. Luckily my...

must be. I recently saw a notice posted at Costco to the effect it was fine to bring friends to shop with you, but not ok to let them use your card on their own. Understandable since most of Costco’s profit is from memberships.

In inner Portland, most all the stores have armed guards. Or at least it looks that way. To avoid them one would need to order online and get delivery or pickup, or drive to the ‘burbs. It is a sad state of affairs.

The Target near me started to lock up some things, including the contact lens supplies I buy. Not too long after the store shut, citing too much “shrinkage” and security concerns. So at last for Target, location is a factor.

Apparerently this involves fraudsters trying to get the property illegally https://www.latimes.com/entertainment-arts/story/2024-05-23/riley-keough-graceland-fbi-fraud-report#:~:text=Keough%20filed%20a%20lawsuit%20against,trust%20encumbering%20Graceland%20as%20security.%E2%80%9D

Connections Puzzle #356 🟨🟨🟨🟨 🟦🟦🟦🟦 🟩🟩🟩🟩 🟪🟪🟪🟪

Usually i get the more “difficult” groupings first. Maybe because they are more esoteric, thus less likely to have alternate interpretations. The game makes good use of lateral thinking and what the French call “culture generale” (general knowledge), so right up the alley of INTP preference...

Similar thing happened to my mom at 84. Drove into a light pole and almost hit a pregnant woman walking past. My mom could never explain what happened. We suspect she had a TIA (mini stroke).Not long after my sister witnessed my mom freeze for about a minute, likely a TIA. We took away the keys...

Insulate the garage door if it’s not already done. My garage faces west and in summer the metal door gets hot as blazes and radiates. I cut and friction fit styrofoam insulation and made a big difference.

Another suggestion - read through “Do What You Are”. It’s career advice based on one’s Myers-Briggs profile. Identifies the top things each type finds satisfying in a job (eg be outdoors, help people, analyze, manage) then lists some possible careers. Gets you looking inside yourself for what...

IMO it’s too soon to choose a major. I know times have changed, but my nephew is in college now and first two years are still mostly core requirements. The idea is to get a feel for what subjects appeal (or don’t) so you can then declare a major. My dad gave me some great advice when he...

Back in the day people’s lives were generally fairly active even if they didn’t “exercise” per se. There were fewer labor saving devices. Case in point: using a leaf blower vs raking. My own grandmother never learned to drive so walked to do shopping and errands. Then again, the jazz musician...

Looks that way.

Yes it has been rather amazing, and nice:) Very low turnover, and generally agreeable and responsive folks, until now. I agree it's time to hire out the cleaning, but as of this morning votes are not currently there to do it. So we will try the fine approach and see how it goes.

+1.

Our CC&Rs say that owners cannot receive compensation by the HOA. Which kinda makes sense. Owner #1 proposed that the non-compliant owner hire them (as the other two owners already do), but was turned down.

Depends on the location and market. In our high COLA urban area the main reason to buy a condo is because they're more available and affordable than SFHs. In ours, each owner currently has the option to hire out the cleaning if they want. There's no yard work, snow removal, etc. If we hire out...

Were the owners who sued part of the HOA? Since we only have four units, all owners are part of the HOA. Our CC&Rs do have a clause that owners cannot be compensated by the HOA, so the owners who do the cleaning for the other two owners are paid by them personally.

Hmmm, this is an interesting idea, definitely worth exploring. Thanks for sharing. What was the nature of the policy that had the 'grandfathering" arrangement (cleaning or something else)? And was your condo in CA by chance?

Wow, that'd be nice! If only that were an option for us. Too much of a liability issue no doubt.

DK. In theory the seller is supposed to share all relevant documents, including the CC&Rs and bylaws, but I suspect they probably didn't say anything about the cleaning. However, the non-compliant owner was living in their unit as a renter for several years before buying it, so presumably saw...

For 30 years it's worked well. And in this particular high COLA RE market, condos are the most affordable owner-occupied housing option. Owners have always been first-time buyers, and bought their units because they were relatively cheap. The desire to save money has also been a main reason to...

In our market the cleaning firms typically want a commitment of at least 2x/month. And honestly we probably need it:(

Yes, just four units. It's in a city where even two unit condo buildings are a common form of ownership. Like the idea that cleaning could be done less often, I will pitch that in our next meeting. There's an entrance to clean, stairs, laundry area and small area outside to sweep. Another...

Owner #1 did approach the recalcitrant owner and offer to do the cleaning for $200/mo, but was turned down. Personality clash is part of it. Recalcitrant owner has shown themselves to be arrogant and self-centered (has not shown up to an HOA meeting in over a year, does not respond to...