Search results

Thanks -- I had a good chat with the Medicare folks yesterday. No one is quite sure when I will have the information to set up online billing (I leave the US on Nov 22 and return at the end of January so will miss anything in snail-mail) but as was pointed out above, the monthly premium is $0...

Were you able to set up payments before receiving the first paper bill? I want to have an autopay from a credit card or a draft from a bank account each month. And, because I will be out of the country Dec-Feb, I can't wait for the January bill to arrive to set up payment (which is how...

So the question is: what value does one get from a broker, other than s/he does the research...

Yep. Wellcare, Cigna, Humana, Aetna ... the usual list.

Slightly off topic perhaps but: the broker that I have used in Texas for Medicare Part D (Aetna, the premium for which has gone up 500%) does not have a contract with Wellcare and so is urging me to stick with Aetna, even though I have no prescriptions "just in case..." Per their website...

I’ve been thinking for a while about how to put together a “geezer team.” I am solo, have no kids and no heirs. [Thus prime picking for con artists so very few people have that information; I say my family is scattered…]. My MPoA is with my closest friend who alas is 10 years older than I...

That's the agency. But I didn't deal with any one named Wayne or Cameron in 2022 when I signed up. I am still inclined to move to an Austin agency.

Who is Cameron? Wayne? No one at the agency that I used near Sun City by those names (that I know of)

I don't want to switch providers (very happy -- in theory -- with Humana Plan G). I just want service/help from the agency if there are issues with claims.

Thanks. I will have no problem documenting that I am out of NJ for more than 185 days/year, and have no intention to establish any professional relationships here other than an auto mechanic and a hair-cutter. I had thought about using a NJ dentist but maybe not. I am retired and all of my...

This is a very basic question, but I want to know how this works before I rock the boat. In June 2022 I enrolled in a Humana Plan G and Aetna Part D using a Medicare specialist insurance agency Sun City TX recommended by friends, who had gotten the name from friends, who got the name from...

Good point. I was thinking about someone who works for, say, a BigTech company in another state where s/he is domiciled but is the customer account person for a client in NJ (such as a customer support engineer).

I am domiciled in Texas, at a CMRA (ie, I "live" in a hanging file folder at a mail service.). My DL, voter's registration, etc have been there for years, and Texas is OK with it. Like many full-time RVers, I've been a "nomad" wandering North America (RV) and the world (carry-on), with no...

OK, I am over-reacting. It has been years since I opened an account anywhere except a CC account -- and of course they ask income on that. It's the net worth question that flipped my switch..... Coincidentally my net worth will be exactly the value of the inherited IRA .... Cheers, everyone...

I will provide no information and see where it goes. I'm just struck that these "required" questions are not on the account application forms for the other firms. It feels like they are prying and, well, shopping/trolling for more of my business... "I have more than 100K invested and I have...

I decided to move an inherited IRA (opened in 2016) from Vanguard to Schwab. I've had a conversation with a recommended CSR there (after interviewing a couple), and they've sent me the Schwab application to open an inherited IRA account; once that is open, then they will initiate the move from...

As noted by FlaGator and TexasProud, my understanding is that when I move my taxable account from VG to Schwab: Cost basis info should transfer (I am hoping this will transfer lot-by-lot in each ETF , and not just the average cost basis for the entire ETF) Transaction history will NOT transfer...

Yep, Schwab Investor Rewards. Unfortunately, the increments are pretty "lumpy" but they're good.

Thanks everyone. Since I will be moving "in kind" I have no actions to take at VG other than documenting the cost basis, 2024 transactions,etc. I'll connect with a Schwab rep (a couple have been suggested to me), phone interview 'em, and initiate the (fully documented) in-kind transfer from...

Nope. I'm a nomad. This week in NJ, next week in Canada.... I have to set up all my relationships by phone,chat and email. I have had dealings with Schwab over the years (small brokerage account there) and have been impressed by their customer service by phone and chat -- much more...

thank you, all. I will transfer "as is" and then decide what I want to rebalance into. So my next step is to document the cost basis of these holdings before transferring "as is" -- one of my MANY complaints about VG is that they made a horrible mess of cost basis when I did the one-time...

Thank you.

If you have health care services (routine or not) outside the USA (eg, Bangkok) and pay out of pocket (eg, pay $526 to a Bangkok hospital for x-ray and setting of a broken arm): ---> can you then reimburse yourself from your US HSA? Or is the HSA only applicable to expenses incurred in the...

I am planning to move a brokerage account containing Vanguard ETFs to Schwab. The wrinkle is that it is also time to rebalance my holdings. Assume the VG account holds VTI, VXUS and BND. The goal is to get to somwehere around 40% / 20% / 40% and right now it is very heavy in equities...

First, sorry to hear about your accident, and glad that it sounds like Allianz has stepped up. I am researching annual policies now. Do you have the Allianz Premier annual policy? That's the one I am considering (max trip = 90 days, emergency medical = $50K). Thanks, and heal quickly!