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That's definitely on my radar. I figure shoring up the taxable account can be done in the last 5-10 years before ER, along with paying off the primary residence. I'm considering relocating in retirement, which would likely generate a need for $100k or so to account for the difference in cost of...

Thanks! That's a good question. I'm early 40s now. Retiring at 50 would be a stretch goal--would be more easily doable if I got a better paying job and didn't increase my standard of living. But, even if I stay where I am, 55 should be possible. In the nearer term, I could do a better job of...

I don't really have anywhere else to toot my own horn, but my investment accounts tipped over the $1M mark. My NW has been over that for a while, but it feels good to be a "big M" millionaire, as I've heard it referred to before. I'll post a rough breakdown for anyone who might find it...

I was shopping for a new laptop in 2023 and found that the lower priced ($500 range) models did not include this functionality, which was a dealbreaker for me. I ended up spending closer to $1,000 for a newly introduced Asus Zenbook which also had the latest generation Intel processor, which...

I have a Canon laser printer (I can get cheap toner on Amazon and through other vendors), which will eventually get replaced with a Brother. I also have an Epson multifunction inkjet, which I use for occasional color printing. I typically go through an ink set every 1-2 years on the Epson.

I've been using a laptop plugged into a larger monitor with a wireless keyboard and mouse since 2016. Since I still use it about eight hours a day on weekdays, I decided to upgrade to a model which is compatible with Windows 11. I'm still working through the irritations of Windows 11 a few weeks...

Big fan of Waze, it has saved my butt multiple times, although occasionally you will get stuck in a traffic jam it didn't know about or wasn't able to avoid.

I never followed this guy, but as others have noted, it's a bit odd there isn't a successor, if he's built a successful business.

In my experience, a good one is not accepting new patients, and a bad one will completely turn you off to the idea of therapy.

That actually sounds like an ideal way to go, if it coincides with when you planned to leave anyway, since you might get a severance package and would also be eligible for unemployment. Also, it could help sidestep any awkward questions from third parties whom you might not want to know you...

I was listening to the excellent Hidden Brain podcast recently, and there was an episode which discussed the phenomenon of psychic numbing--basically, if a single person dies, we often consider it tragedy, but if there is a large-scale humanitarian disaster, we often express a lower degree of...

My regular pub says they are slammed on Friday and Saturday nights. I get carryout sometimes but dine in when I know there won't be many people there (dinner early in the week; lunchtime on a Saturday or Sunday). One time, I had the entire bar area to myself--not just the bar, but the entire...

If wife #4 gets all or most of the pension, what's wife #5 going to live on after he's gone? (Generally, when dividing a pension in divorce, there's some formula to basically "tie a knot" in it and divide what was earned during the marriage from what was earned afterwards, but this isn't always...

Same here on the idea of a "minimum tip." Even if I get out of a place with a relatively low bill, the bartender or server has often spent as much time on me as they would have if I had a higher ticket. I'm a regular at a couple of places near my house, and maybe once every month or two...

Well, that makes me wonder what calculators are being censored! I'm slightly older and have about the same NW. It's not enough for me to retire. My plan is to be FI and have my house paid off by my mid 40s, but I'm not certain I will retire at that point, as there are a number of external...

I've had three AWD vehicles, and despite the alleged technical superiority of Subaru's system, can't say anything bad about Nissan's, GM's, or Audi's in terms of real world performance in snow. They all prevented me from getting stuck in slippery conditions, which is something that has happened...

I don't understand the love for Wendy's burgers... Their spicy chicken sandwich and chicken Caesar salad are both amazing. Not a fan of their burgers. I love a good, fancy burger from a sit-down restaurant, though.

Same here, love the chicken, but the long lines usually scare me off. They are popular enough that they need to buy the adjacent lot to build a second CFA next door. The "my pleasure" refrain comes across as fake. I've been told that the Aldi brand frozen chicken breast filets + brioche buns +...

Hard to say until it actually happens. In theory, invest according to my existing allocations and plan on having a consummately higher standard of living.

Haha! My first law firm, I was expected to wear a coat and tie every day--generally I wore khakis (this was also acceptable courtroom attire in my area unless you had a trial). The next one, I was able to ditch the coat and tie, and eventually started wearing short sleeve Polo shirts and khakis...

I don't think he named names, but I got the impression he was referring to Washington State.

Some good advice here! Thought I'd add a few ideas: Computer backup - I have an external HDD backup, but also use Backblaze cloud backup. Valuables - bank safe deposit boxes are great for this. They are built with much thicker walls than home fire safes. There is a story about one in Japan...

Everyone has a price. As a fellow shareholder, I'm totally in favor of owning PG&E--the only question is how many billions California would have to pay Berkshire to take it. :laugh: At last year's meeting, one of the head honchos of their energy operations spoke briefly, and I remember him...

I'm shooting for FI in 2027, as well. I'll turn 45 that year. It's a pretty aggressive goal and assumes favorable growth of existing investments, and that I will be able to pay off my primary residence by then.

There are companies that use chemicals to clean and remove algae and other contaminants from your roof. My parents had it done, and the cost was reasonable considering it will only need to be done every few years. The company they went with does not use high pressure water, as that can damage...