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No, but I've bought people dinner anonomously on several occasions. We always try and get the staff in on it too. It's a good way to share and stay humble. How do we pick? Not sure-just go with my gut. It makes life fun!

Have you tried cupping? or Acupuncture? Many times lower back pain is endotoxin in the body. I have found gycine tand taurine to be very helpful too. Just find a brand that doesnt have all the additives. There;s a website i use that doesnt sell anything-thye just review vitamins for their extra...

It's my understanding that statins can block B1 uptake. If you want more research on B1, I suggest looking at the work of Elliott Overton and Derrick Lonsdale (Hormones Matter). Yes, vitamin B1 deficiency, also known as thiamine deficiency, can cause muscle cramps, particularly in the lower...

Portugual! The only downside was one church was closed Christmas Eve. We saw it from the outside and had a lovely coffee break with some locals. We popped into a church on Christmas and enjoyed a lovely service. And spent time at the beach. The resort we stayed at was fully functionable.

We spent Christmas in Europe last year! It was so much fun and while we had a minute of sadness (we weren't with family), it was so memorable. We did Christmas with the grands when we got home.

Been taken advantage many times trying to help people financially. Might be worthwhile to get them listening to "I will teach you to be rich podcast" There problem is much bigger than money...it's how they relate and see money and potential marital issues. I would give them information about...

Go to work for UPS-earn a high salary, get a pension. Retire in 20 years at 38. Skip college.

Why not get a pass to the botanical garden or local zoo and do laps? Nice bathrooms usually too

I used progesterone/progest-e and DHEA -no more hot flashes. Very brain protective too.

Baby Monitor-cheap and easy to operate

FWIW- GPS did not work so we took photos along the way to make it back to our hotel. :) Venice was my absolute favorite city in the world. Im not a very emotional person but I cried when we rode away in the boat. There's something so magical about Venice. We stayed in a Marriott hotel for...

1. It's easier to be young and poor than old and poor. 2. No one wants to hear about your diet or your vacations 3. Being outdoors is everything

"I want my spouse to have a solid financial foundation in her twilight years after I am gone. Therefore I plan to collect social security as early as possible and dump that income into an index fund. This will help avoid the virtually guaranteed loss that delayed Social Security offers for the...

Insurance becomes a major expense even if you are healthy.

Spain-just got back from a 3 week trip. So amazing. Have you done Portugal yet?

I would simplyfy your finances as much as possible. I've drilled it into my spouses head. Don;t spend more than 3% and it will last forever. We talk about it often. I also have lots of CDs that pay a "paycheck". And I have the quarterly divedends deposited into our account. Building as many drip...

We use Chase Sapphire Preferred. They transfer to lots of partners. We use our to fly business class/lie flat to Europe. Huge value

How do updates work when you purchase a download? There were some glitches that didnt get fixed until early Feb-I used the online version in the past year.

Speed Queen was recommended by our repair guy. They are made to be repaired-the other brands are meant to be replaced. Love my simple speed queen!

So if you don't want to pay attention to the IRMAA stuff-how much are we talking about as far as total fees for 2 people?

One way to "get more income" is to lower expenses. Maybe you can check to see how she can do this. Discounted utilities, food stamps etc.

When I cut out seed oils (soybeen, canola, sesame, etc) the phlegm thing stopped. I now use only butter and ghee. And occasionally olive oil.

Gin and tonic

The Mr Money Mustache blog about saving for retirement and the Early Retirement Extreme Blog

Can someone direct me as to where I can learn about TIPS I have no knowledge of them