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(This is kind of relevant to Harley's thread about fintech, but I thought I'd start a new thread concerning this specific issue) Anyone else here affected by the VAHOINTE1 ACH fraud? Last Thursday I had 2 ACH withdrawals taken from my checking account at USAA, both for $295.95 to a payee...

I realize the OP asked about group tours with his wife, but this thread has drifted enough that I figured it would be OK for me to chime in as a solo traveler. (DH doesn't particularly like to travel, and my friends are often not available for time, cost, and/or heath reasons. So if I want to...

I enjoy watching the short videos posted by Dad Advice from Bo (dadadvicefrombo on YouTube, Instagram, etc). He provides lots of useful info in a quick format.

Sunscreen and a roll of KT Tape. I'm having a bout of plantar fasciitis and the KT tape helps a lot. I could've bought it in a dayglo color to make believe I'm an Olympic athlete :sneaky: but, nah, I opted for the sort of skin color.

Very well said. Thank you. :flowers:

Ever since Sunday evening, "Fast Car" has been stuck in my head. I'm not complaining. :smitten:

What type of CCRC is this - Type A, B, or C? Makes a huge difference. What happens if he needs Assisted Living or Skilled Nursing care? Will that $3700/mo increase, and by how much? Loads of info on the different types of CCRCs in this forum.

The first before April 1 2025, actually, not April 15. Not a joke. :blush: see https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-distributions-rmds DH turns 73 this year which is why I'm reading up on this.

It took a couple of episodes of Funny Woman for us to remember where we had seen him before. :facepalm: Happens to us a lot. :rolleyes:

We just finished watching Funny Woman on PBS Passport. It started off a bit slow but by the 2nd episode we really enjoyed it. Gotta love the early-mid 60's soundtrack. Apparently Sky TV has renewed it for another season. Oh, we have to Close Caption all the Brit series we watch. :laugh: As...

mmmm, Sacher Torte ... :smitten: an enduring memory from a trip to Vienna about 20 years ago in the middle of winter

An excellent cash rewards card. Just bear in mind that the Citi Double Cash card now charges a fee for foreign transactions.

DH & I are road tripping thru Oregon, the Olympic Peninsula & Vancouver Island for a couple of weeks early this summer to celebrate our 35th. Nothing else major planned yet. DH isn't much for travelling (oh well) so I do a lot of stuff on my own or with a GF or 2. I might finish backpacking...

Y'all made me look. :blush: This rainy morning I was puzzling, over many cups of coffee, how to figure out our portfolio withdrawal rate, and Cobra's is the approach that made the most sense to me. (I think that's how W2R and some others did it too?). I basically took our spending for the...

I blow my dough on backpacking gear nowadays. :laugh: My favorite purchase(s) this year were a 0-degree down filled Enlightened Equipment backpacking quilt (I sleep cold) and a Durston X-Mid 1 ultralight tent.

Funny how different things are important to different people. I'm with harllee, I hate shopping. Close to me, I'd take nice hiking trails rather than a major retail area any day. :dance:

Awesome. :coolsmiley: Merry Christmas harllee!

From what I've found so far, I'm inclined to agree with you. We may need to expand our horizons. :blush:

Good point! Thanks.

Thanks for the great info! I've been following this very informative thread as well as the others here discussing CCRCs. Thanks to all who have contributed, especially you, harllee! :flowers: DH and I have no children and no relatives or close friends we could rely on. He's 72, I'm 64, and...

OP here. I was using Firecalc as a model, aka a tool, to assist me in deciding when to start taking Social Security. I did not mention this in my original post because I didn't want to derail this discussion into "when should one start taking SS?" I was keeping our annual spending, portfolio...

Hi, I was running some scenarios on Firecalc and I found an error in the results report. Whenever I do a run where the lowest portfolio balance at the end of 30 years is larger than the starting portfolio balance, the written "Here is how your portfolio would have fared" section always just...

The rules according to who? Source?

Not true as of today. The policy has been extended to all tickets issued on or before March 9, 2020, for travel dates between March 1, 2020 – April 30, 2020 Check the notices dated March 9 on the Delta site, and see post #503 above

Well, that's good to hear. Like a few of the posters above, I booked my flight to Montreal on Delta this past autumn. At least now I won't be dinged for the change fee if I cancel my trip next week. Which is looking more and more likely. The Canadian news sites (CBC etc) are reporting the...