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  1. OldGuy

    Who Do You Pick To Win Super Bowl 2025?

    Is there a football game this weekend? If I hafta choose, it’s hopefully Da Iggles over the New NFL Evil Empire. At least the NFL got its MVP right this year. Go BILLS.
  2. OldGuy

    Warm clothes advice.

    Trailwalker, +1 on the variety of fleeces - and full-zip hoodies. Depending on the temperature, and the current wind chill in NEOH is -20F, I move from the thinner weaves to the fleece-lined Dickies or Carhatt brands that would do well almost anywhere.
  3. OldGuy

    Alzheimers help?

    Our individual responses the last time we were asked to do this was, “Are you kidding? That’s just dumb. Can you do it?” The tester never asked again.
  4. OldGuy

    NFL 2024

    …and the Bills still have to get past them. Have a good season!
  5. OldGuy

    NFL 2024

    Mafia
  6. OldGuy

    Poll: Are you seeing more E-Scooters?

    Sometimes, I just need to insert my $.02… In our neck of SWFL, the number of e-bikes & (unfortunately) e-scooters have greatly increased post-pandemic. Many local service workers seem to use e-bikes as their commuting transport, and the vast majority of them either courteously use sidewalks or...
  7. OldGuy

    Airline mileage programs

    We moved away from any CCs or “points” programs that couldn’t be converted to cash a decade or so ago, & haven’t looked back. Life was different when I w*rked & flew weekly, but no longer. Now we pick up ~$1K in cash per year from points conversions & avoid airports whenever possible.
  8. OldGuy

    Idioms that Need to be Retired

    Oh no… These will always belong to those of a certain age & survivors of a mis-spent youth…
  9. OldGuy

    Another thread on homeowner's insurance increases

    Another USAA member (53 yrs & counting)... USAA effectively left Florida 3-4 years' ago after IRMA, so they now broker our HO-6 coverage to Progressive and act as the agent of record. Progressive is much more likely to modify coverages than USAA was when they actually underwrote homeowners'...
  10. OldGuy

    How are you celebrating NYE?

    "New Year's Eve is amateur night." "Nothing food happens after midnight." Those words from more than one retired LEO acquaintance over the years. There will be some hors d'oeurve during the evening, we may be still upright at midnight, and we know we'll be waiting for the SWFL fireworks to...
  11. OldGuy

    Poll: Who pays for their news?

    Pay for the WSJ and the local (FL) Gannett rag during the winter (which gets worse all the time). Everything else I try to sneak into.
  12. OldGuy

    Poll:Do you make your bed every day?

    +1 on Bill McCraven’s “first task of the day done”. Last one up makes the bed, including DW’s decorative pillows.
  13. OldGuy

    Agent Orange Never Quits, and Doesn't Discriminate

    Aloha, Nords - Did you get my PM? Just checking...haven't seen your request to join the Group yet.
  14. OldGuy

    Agent Orange Never Quits, and Doesn't Discriminate

    This should not be framed as a counterproductive "we're worse off than you" argument. Yes, the impact of the use of AO is greater/ongoing because the civilian population continues to live in a contaminated environment. The rest of us did our time, were exposed, and left. The Chamorro people on...
  15. OldGuy

    Agent Orange Never Quits, and Doesn't Discriminate

    Gents, thanks for the feedback. After ~48 years, learning about probable AO exposure was certainly not the way I wanted to start my 2019. But IIWII. FWIW, Andersen AFB was & still is one of the most contaminated sites - the POL depot just inside the main gate is a SuperFund Site. The last...
  16. OldGuy

    Agent Orange Never Quits, and Doesn't Discriminate

    Old Guy; twice retired USN/USNR 1967-1988; retired as O-5 cryptologist Civilian ER, Class of 2001 (18 years!) If this is old news to anyone wandering through here or the military-related posts, mea culpa. If it's news, and especially if it applies to you, mission accomplished. While on Navy...
  17. OldGuy

    Poll:Using credit cards for monthly spending

    We use credit cards for almost everything. RIght now I've to $27 in my wallet, and DW probably has about the same (besides her $20 mad money). Probably 90% of our expenses are charged, and balances are paid off every month. One card is dedicated to automatic payments & online purchases, and we...
  18. OldGuy

    Is AppleCare Plus really a good deal?

    With few exceptions, we typically refuse all extended warranties. In the case of Apple products, our experience if that the half-life of any product is 2-3 yrs, at which point we'll probably start looking to upgrade to more current technology. Our iPhones last 4-5 years, and our iPads about the...
  19. OldGuy

    What's with the moving to Florida thing??

    After following this thread, I had to weigh in. Gov. Andrew “Son of Mario” Cuomo, when asked why so many people were fleeing NYS a coupla years ago, said it was because of the weather. Nonsense. DW and I lived in western NY for our entire working careers. And loved it there. Sure, parts of...
  20. OldGuy

    Big name retirement announced today.

    SW Florida Marco Island, Florida. He's already got a place there that he bought 2-3 years' ago. Of course the size of his posse will be a whole lot smaller after he leaves the House... Hope he enjoys his retirement; however long it lasts.
  21. OldGuy

    Advice About a Viking Cruise?

    We'll let you know... We're taking "Danube Waltz" from Passau to Budapest in August 2013 - leaving Passau on the 18th. Should be able to comment post-cruise in early September. Our only pre-cruise comment is that if you go through Viking to book everything, life will probably be a little...
  22. OldGuy

    Best US Tax Prep - Buy Software or Hire a Preparer?

    A Cautionary Tale Have used H&R Block's product for 15+ years, having switched from TT for no real reason other than I liked their interview process a tad more. ONE CAUTION, though, iffin you are in H&RBlock's "get-the-CD-in-the-mail-and-just-re-up-for-another-year" group. Our 2012 CD (fed &...
  23. OldGuy

    How many states have you been to?

    + Have lived in 4 states (NY, PA, VA & FL) & 1 territory (Guam). + Have traveled to 46 states - missing OR, AR, OK & MS, and will catch OR in September. + Have also been to two American "commonwealths' (Puerto Rico & Northern Marianas [Saipan]) 1 other territory (USVI), and probably won't get...
  24. OldGuy

    Poll: How Many Credit/Debit Cards in the Wallet/Purse?

    Two credit cards (one for "almost everything" and one backup), AMEX only for Costco, and USAA's debit card (they refund all ATM service charges up to $15/cycle, and we only use it to get cash) that we've used all over the place. The former &mploy&r's (no names, but think very recent $2B hedging...
  25. OldGuy

    cruise line?

    We've done two cruises with HAL in the past 5 years; Alaska on the same trip that MickeyD took, and through the Panama Canal in 2010. We'd agree that the avg age of the HAL traveler is prolly 50+, but balance that against a company that really knows what it is doing, presents the cruise...
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