Search results

I don't know. As a beneficiary ages premiums go up. The claims payouts from medigap insurers to providers also increase as the beneficiary ages. If the beneficiary gets to the point that he feels he can't afford to pay the medigap premium and cancels his insurance he also saves the medigap...

This is all great info. Is there any way a consumer can find out if his plan is open or closed? Do you know if some insurers provide additional incentives to a broker to push their plan over another (larger commission, etc)? Thanks

I had my right knee replaced when I was 60 and my left replaced when I was 61. I am 70 today. Prior to the replacements I went through physical therapy and a series of shots. This process delayed the surgery for at least two years. During this pre-replacement period I limped when I walked and...

I would strongly recommend reaching out to a Medicare SHIP counselor (google that phrase). These are volunteer counselors who are trained to provide one on one counseling to Medicare beneficiaries. The SHIP program is financed by the federal government. Ask for a "New to Medicare" brief and...

I retired at 65 after 30 years in the Army and 13 as a DoD civilian employee. The work I was doing was important and I was part of a wonderful team. I felt that my entire career prepared me for my final job. About a decade earlier our investment advisor told my wife and I that we had "won the...

Some medigap policies are now providing additional benefits that the say are "free." UHC for example offers Renew Active for free. Does anyone know how UHC is compensated for this expense? Stated differently is it really free? If it is free to the beneficiary does this mean that...

You are not required to make a decision about which Medicare path or insurance plan you would like to enroll in when your enroll in Medicare. You should decide on a path and plan prior to the enrollment date and have the insurance begin on your enrollment date. Reach out to your local SHIP...

My family is wrestling with this issue right now. My mother who is 92 and has lived in her home for 56 years has moved to an assisted living facility. A nursing home may be necessary in the near future. Her cognition is excellent but her body is extremely frail. We went through the emotional...

When selecting a Part D plan price is the most important factor. Convenience is a secondary factor. Is it the lowest priced plan available? If it is not, and a competing plan is less or siginifcantly less expensive then you may want to reassess. A 2 star PDP (prescription drug plan) is below...

Your friends did not do their due diligence.

I am also happy or very happy with Windows 11. No ads and no problems with updates. It just works. There are a multitude of videos on Youtube that identify settings that you might want to turn on or off.

Find the source. We had a tiled shower and the water got under the tile on the floor and we ended up with mold.

Plan G High Deductible The Florida Office of Insurance Regulation oversights Medicare supplement plans in Florida. It has a website that identifies carriers and provides rates. The url for the website is https://apps.fldfs.com/mcws/ no password or logon is required Use the search box at the...

The OP is a federal retiree. Her BCBS is managed through OPM a federal agency. There is no requirement for her to take Medicare.

There is probably something else in play or it was a mistake by the insurer. Suggest that you call your insurance provider and ask for an explanation if it is not already stated within the letter. The Fepblue phone number is 1-800-411-BLUE (2583)

Your graphic shows three months of coverage. If you are new to medicare and not taking social security benefits your initial invoice will be for three months. Since you don't know what insurance you have, call Medicare 1-800-633-4227 and ask. They will tell you what insurance you have and...

For Time2 - two points Medicare is heavily subsidized by the federal government. Medicare is also means tested. Some low income people don't pay anything for Medicare, other low income people don't have to pay their part B premium. Most people pay a standard premium for Part B. This year it...

For Time2 - I don't want the following to sound too pointed - trying to be helpful Both you and your wife will be on medicare for the rest of your lives. It is worth spending a few hours understanding how Medicare works, what it covers and its costs. You can go to Youtube and put in the...

I live in a 2500 SF home in Gainesville Florida. Our homeowners insurance is $3385 from USAA. This is a $850 increase over last year. We have never filed a claim against our home owners policy. I'm happy to be able to keep insurance with a reputable company.

The heartrate sensor in my fitbit sense stopped working and I decided to check out non fitbit alternatives. After extensive research I chose the Garmin Venu 3 as a replacement. The fitness and health functions are at an entirely different level thn the fitbit. I normally cycle with my Pixel...

To be cost competitive. But first... The standard plan is significantly more expensive that the basic plan. The dollar difference is more significant for the Self +1 plan than the Self plan. The main benefit of having the standard plan is that you can go to out of network doctors. However...

Advantage plans are one year contracts. You have two opportunities to change plans every year. From KFF (Kaiser Family Foundation) If you are currently enrolled in a Medicare Advantage plan and would like to switch to traditional Medicare, or switch to another Medicare Advantage plan, you may...

Tekward - many consider tricare for life with it's embedded premium free drug plan the gold standard Medicare setup. Tricare for life serves as wraparound coverage for Medicare. It works like a premium free medigap plan. There are no prior approvals for a medicare cost/procedure. Don't minimize...

Rianne, The premiums in the charts are for policies that the public can purchase. If the insurance company has "closed the book" on an existing policy it is not available for purchase. I don't know how to see the rates or annual increases for existing policies that are not available for...

For MBSC: Thanks for responding to my eariler post(s). I am a volunteer SHIP (Medicare) counselor. In addition to addressing Medicare issues with beneficiaries, counselors provide "New to Medicare" briefs. I've given at least 40 of these briefs in the last year. The most important and...