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For times you find your windshield splattered with bugs.. Start by spray lightly with plain water, then rub lightly with a DRYER SHEET. This will form a whitish slightly slimy coating. Keep this moist and give it a few minutes to work, then the bugs will easily wipe off, even something like...

Thanks!! OP here. I appreciate the input and will review the options in more detail then chose one to get familiar with during the lousy winter weather days. Thanks to all who responded!

Did a site search and I could only find a few short threads on this topic that were several years old. Anyone have preferences for video editing software? I'm looking for something that's not very hard to learn/use and ideally free or lower cost. I'm not out to make the next version of...

Thanks to JAZZ4CASH and OUT TO LUNCH for the info. That will save me time and headache. This is my first year on "retired" (much lower) cash flow. In addition to pension income (which I anticipated), I am making a lot of extra $$$ on treasuries and CDs as well. I'd normally just do the...

I'm considering this (withdraw from 401k/Ira, have this money with held for tax obligation) too. Looking at the "60 day rule" to then replenish the funds back into the 401. Anyone done this and have lessons learned to share? Talking with my Fido person about it soon.

It's this, and a bit more for me. I calculate the approximate current value of my two pensions using immediate annuity.com. I consider that value as "bonds/fixed income" in making investment allocation decisions with the funds I do have control over. For me, I hope it will also a bit of a...

Freedom, Thanks for your input and real world experience. You've helped a lot of people on here, myself included. I don't understand the disparity between your actual experience and what I read in the IRS pub. From your post (above) and your real world experiences: >>The disposition from a...

>>That sure sounds like a zero to me.<< Good point, missed the "no coupon" part. I'll try to edit my post for more clarity. My comments were towards a bond procured at a market discount on the secondary market, which I think also fit in his description. I'm trying to learn here not pick a...

It sounded to me like the OP is asking about market discount bonds, not OID or zeros. <<Edit the original post does mention "no coupon bonds", I read through that the first time see post below. My comments in this post are about the "the gain at maturity would be taxed as LTCG instead of...

We have Xfinity cable which makes us eligible for their mobile plan, on the Verizon network. We have two phones and use little data, generally less than 1 GB/month and our bill for both is around 15 bucks. Extra data is 10 or 12/GB so we'd need to change if we used more.

Fun. Obviously, it's a pretty controllable expense...but if you suddenly find yourself with an extra 40+ hours a week where you have a decent amount of energy you can easily wind up spending more ( or a lot more!) on travel, activities, and hobbies. Ditto for all the projects you may have been...

Some other things I've used, seen, or heard of: Metallic mylar tape (twisted) between posts. Twists in the breeze and is extra visible Green laser (you tube) Hang plastic grocery bags on posts, they move in the breeze as well. Makes your waterfront property look really classy too! Taller...

FWIW.. Dryer sheets are awesome at removing all those splattered, baked-on bugs from the front of your car. Maybe there's a retired chemist on here that can explain why?

Lots of interesting ground covered here, one thing I might add to consider if I were searching for a second home.. Look at your neighborhood and consider how the character of it may change if several of the other homes became shorter term rentals (like AirBnB). I've seen this really affect the...

There are a lot of different way to mess up your meniscus. There are different types of tears, different locations (which relate to both the mechanics of the knee and blood flow/reparability), different previously-extant conditions (arthritis, etc). My story.. the general parts "may" be worth...

I bought an "Aeropress" coffee press from Amazon. Just over 30 bucks. You have to start somewhere I guess.

We each have our own cell plan. Now that neither of us w*rk anymore, we don't use a lot of data...as in usually under 1 GB each. DGF is with Xfinity cellular. She brought her own iphone over and her service bills are generally around 15 bucks a month. The Xfinity plan operates on the Verizon...

Several years ago, DGF and I decided to move in. We both had big houses and stuff to get rid of. As a single guy, I was spread out into a 3000 sq ft, 3 1/2 car garage house with a huge basement too. There wasn't really a reason to throw stuff out since I always had room for it. One of the...

DGF has similar issue. She looked at what she might use the insurance for: Routine Medical care: Do this in home state. Serious medical condition (cancer, etc): Return to home state for care. Injury/accident: This is probably the most probable use of medical insurance in our case. Her...

Wow. Thanks for the replies, there is some real wisdom in there. A few comments: --my review of all the papers I've saved, etc is kind of for two reasons as I think further about it: 1...to help me get more comfortable with the transition from saving to spending and figuring out what/where...

Well, I thought I would provide an update, since I have been interested to read the stories of others who have traveled this path before me. I did want to say I appreciate the inputs on my original post. This winter, we joined a few groups and tried to crawl out of our social shell and were...

I had a "cardiac adventure" in 2015. All is well now. I'm not any kind of medical professional, but here are the comments that come to mind. Red flags went up for me when the doc said it looked like you were having a heart attack and then didn't order a basic follow on test to confirm. When...

Curious if you got an MRI to see what's going on in there. My Dad was diagnosed with a Baker's Cyst in 2006. Got it cut out, they damaged a nerve (which is easy to do in that area). That was the start of his walking/gait issues. He's 89 now. I had a cyst behind my knee that prevented me...

When I moved in with DGF around 15 years ago, I had to get rid of some extra "stuff". I tend to keep things around, especially if there is a place for them. (If not, I find a place...!) Two things helped me: 1. Trash Night. I approached things with a different paradigm, brought a trash bag...

Interesting, thanks for the post. I don't have any CBD...when I get some bad bug bites, I use the hot spoon method (search on you tube if unfamiliar). If there's several, I find taking a Claritin pill greatly reduces the itching.