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cmc333- thank you for the MO specific info! We will likely end up in Greene County and good to know about Cox Health vs Mercy. Medica seems to have most affordable ACA plans but online reviews are terrible. My guess though are those with great insurance experiences don’t take the time to write...

I have the same questions and I feel like I’m missing something. How can EPO’s be beneficial to anyone that likes to travel outside their coverage area? Seems like a lot of risk on the consumer side since insurance companies likely do their best to find a way to not cover you. May consider...

Not sure where in the area yet but we really like what the area has to offer and healthcare seems to be good. But then there’s the EPO side of things. Are you in that area or considering the move?

We are early retirement mid to late 2025, relocating to MO and will be 1st time ACA applicants- receiving tax credit. It appears all ACA plans that I find in the state of MO are EPO. I am filtering by monthly premium and deductible maximums. Coming from employer based health insurance, we don't...

Hello! Thank you all for this great forum...I have learned so much recently. Early retirement is the plan for us mid to late 2025. We are currently on employer sponsored health plans and I find our coverage, premiums and MOOP to be reasonable, considering the high cost of everything these days...

Interesting. Based on your example in the last paragraph, do you feel rates are more costly the closer to a major city you are or is it when farther out? Thank you

Does anyone have insights on varying ACA costs in Arkansas and Missouri? We are ER this year and will be relocating to either AR or MO. I have visited the ACA website numerous times and input our estimated income and info for both of these states. It seems MO offers a larger tax credit and more...

Cut sugar intake immensely, limit preservatives, eat lots of fruits and veggies and drink lots of water. Exercise in some way, even just going for a walk and moving the body is good, no matter how slow...get yourself moving. Intermittent fasting is helpful too. Maybe don't try everything at once...

A helmet is 1,000% a yes! With my experience, one cannot be safe enough in situations like you mention. I ride my bike leisurely on trails and always wear a helmet with MIPS protection. It was sort of uncomfortable to wear at first and I felt rather odd wearing it, until I got used to it. Fast...

We are relocating to another state in mid-late 2025 and will be going from an amazing employer provided health ins plan to an ACA plan as we will be in ER. The plan is to leave employment with 30 days of paid employer based health ins left, and since we will be relocating, any care needed...

Thank you for the great advice and for giving me more to think about. Also, maybe I need to explore further for better coverage. Does anyone use an agent vs the ACA website and finding a plan that works for you?

My husband and I, like many others, are considering an ACA plan in early retirement. Our ER will happen mid to late 2025 and after searching ACA plans, I noticed we qualify for a subsidy and I am grateful. When reviewing the plans, however, I am absolutely astounded by the very high deductibles...