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I have been a long time lurker and value the opinions on here - This not really ER (compared to some of you), but earlier life choices would have prevented a comfortable early retirement. Lots going on below, so I appreciate any feedback positive or negative> 1. The basics: Me - 61; DW - 52...

Not sure that is a reasonable comparison - I would think a closer comparison would be speed enforcement on a country road. Is it worth the cost of enforcement on that road when there are more pressing problems (or more regular offenses on busy roads). I think that is more analogous to...

You could always move to a state where fireworks are illegal, but that does not guarantee people won’t obtain them and fire them off anyway. I don’t mind them if they are limited to July 4th and NYE.

I would avoid plantings close to house, particularly plants that dry/go dormant. Maybe stick with xeriscaping and succulents. Also, if you have a pool, get a gas powered generator and pump for a water supply to keep your house wet with hoses so you are not dependent on the municipal supply.

Why would you do that when FDIC insured CDs are paying ~ 4%+?

Shame cause money can’t buy health, even with the means….

We still have 2 2011 Pilots, one with 260K, and one with 112k miles

You could rent a vehicle for long rides. We have rented loaded mini vans (Chrysler Pacifica) for several trips for ~ $750 for 8-10 days

Put in grey water tank underground and plumb in a line and buy a generator and pump so you have your own fire suppression system on site.

I think there are ways to solve the issues that are more nuanced and win win. We also need to be grounded on what we actually think we are “owed” vs our contributions. For instance, most people do not consider that half of the money put into SS was contributed by their employer on their behalf...

My favorite plan exactly.

Depends how much you have… not technically “free”, but most stocks regain their ex-dividend value within a week.

If climate change is the existential threat of our time, than there are ways to push renewables far and wide very quickly. Federally subsidized residential solar. How about that for infrastructure? Pay for 100% over 10 years with tax credits. Not as much need for large capacity storage. A...

I have a little in Robo, a little in BLOK, and a little in ICLN, add to them when they go down a lot. Someday I will pass those on to grandkids.

While it has many of the characteristics you quote, it simply is not feasible everywhere for baseload energy. Without nuclear to replace fossil fuels for base flow where solar/wind etc is not feasible, you are talking about 50% of the US covered.

I am retiring in 5 years, so just starting the planning. My goal is to have pension cover my required expenses, and investments cover wants and emergencies. Therefore, 1 year prior or so, I will save about 1 year of cash outside of my investment accounts, and will also build 1 year of cash...

As several have commented here, it depends on your asset mix. A pension, especially fed gov or something secure like that I would use and line that up against spending requirements. After that, keeping some money in cash for any unaccounted regular expenses, 1 time expenses, travel, etc...

I think it is a function of several things: risk tolerance, age before retirement, and investing confidence. First and perhaps most important is risk tolerance. This helps you to determine your baseline AA (% stocks, bonds, cash) and rules for modification (quarterly, annual rebalancing)...

Thinking 35 bucks isnt worth that much hassle.

I somewhat agree with you, but when you are pre-retirement you have all these things and typically a 40+ hr a week job. And if you have a family, then many of your travel locations were where they wanted to go doing things they wanted to do. The bucket list idea is good in that it goves you...

I always tip on the subtotal....in some places, the taxes can get pretty big for large families. If you dine out often, it adds up over a year.

Um....as you should....why would it be any different?

All depends on what "other plans" you have, and what changes you are willing to make. For example, do you want to leave a big legacy for your children? Or, are you willing to move to low COL area so that your money goes farther? Also, what are your retirement goals? Lots of travel? Being...

Maybe a shipping container...