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I have a checking account at an online bank, used specifically for eBay and for when I need cash from an ATM. That is the only account I have at that bank, and I don't keep much in it.

I do loan out shares in an IRA account at Schwab. It is almost transparent to me. I get notices that something is loaned, and notices of the interest rate I am earning. At the peak I was getting around $1,500/year but as I sold off some of the lower-performing and volatile companies in that...

Good for you - enjoy!

To use or to admire or both?

Perhaps you, like me, got your first impressions of wool from using army surplus blankets or hand-me-down hunting jackets at the family cottage. They were stiff and itchy. Many years later I got good wool socks and outerwear which were a revelation. Soft and do not hold odors. I often wear my...

Spitballing here but better acceleration, less wear on brakes, less wear on engine, quieter when sitting in drive-through line, combination of available accessories or styling package, ability to use special road lanes?

Glad you found someone. For other people's information IRS P4012 is the guide for tax prep volunteers. It has more/better information than the instructions for the various tax forms and has helped me with a few of my own questions.

I do respect and follow a few of the authors. However, in general I have found the comments more helpful than the articles.

In December I was at a Toyota dealership with a relative who was buying a Corolla. Someone was picking up a GR86, and the salesperson said they were always sold before they even hit their lot. No need for them to drop the price.

The wool clothes also work when you go outside, your furnace not so much.

As others have said, merino wool socks - Darn Tough are expensive but worth it. A heavy quarter-zip from Patagonia, Orvis, LL Bean, or Eddie Bauer (I like the Patagonia Better Sweater). Vests are good too. Flannel-lined pants are very warm. A tip - if you find a brand, style, and size of...

Automatic and hand-wind watches are a popular hobby. They are available from large watch companies (Timex has even re-issued some) as well as micro brands which sell a variety of designs, many of which use Seiko or Citizen movements. For the most part you have to order them on the internet...

Yes, except ours are square. Used when camping to make "pizza" sandwiches (bread, pepperoni, cheese, spaghetti sauce) and sweet pies (bread and pie filling). I have never tried uncrustables, but I see the appeal.

Company stock, inheritance, stock market luck are possibilities.

Irfanview is a free program which is relatively easy to use. It has cropping, color correction, resizing, rotating, and many other features. It is easy enough to use that we trained our customer service people in 15 minutes on the basics they needed (they would occasionally have to take photos...

It's certainly something different. The tour is self-guided so you can go at your own pace, and it's broken into sections so you can do more or less depending on your interest and time. It is a good amount of walking, all (or almost all) indoors.

Take the tour at Epic in Verona. The place is incredible. https://www.google.com/amp/s/www.cnbc.com/amp/2024/09/01/inside-epic-systems-mythical-campus-a-world-away-from-wall-street-.html Epic | ...With the patient at the heart

I worked for a supplier to the railroad industry, so have driven rental cars on miles of dirt and gravel. Can confirm, I would not have taken my own Jeep on some of them (if I owned a Jeep)! One of our customers was banned by Hertz after three "incidents" in one year.

It isn't good to have a blind end. Without regular water movement waterborne pathogens may grow.

I enjoyed the Personal Rapid Transit system in Morgantown, WV. It was sort of a transportation showcase in the 70s whose developers included the Jet Propulsion Laboratory and Boeing. Today you can park by the University and ride to the downtown (or vice-versa). Morgantown also is the birthplace...

Good stuff in this thread, a few artists I'm going to have to check out. As I see Milwaukee mentioned, remember Leroy Airmaster? I don't know how many times I saw them in the 80's, but many. For everyone else, WMSE is a radio station affiliated with the Milwaukee School of Engineering. The...

I used cad software for several decades, so I model using Fusion360 (available free for hobbyists). Even for me there was a learning curve as I had used a different software when w•rking. Unless you are going to use a modeling program regularly, it would be tough to learn and remember what you...

We went through that last year. Column B on 1095-A can show zero if the ACA Marketplace determines someone is ineligible for PTC at time of enrollment. It does not mean that the person is ineligible at tax time. There are multiple places which mention that if someone elected not to receive...