Search results

I have been out of college for 3 years now and started working soon after. Right now my goal is just to build my assets. Below are key stats. Age: 26 Single Salary: 55k but 63k beginning 7/1 after promotion 401k: 20k Roth: 27k Cash: 11k HSA: 9k House: 128k Mortgage: 124k (3.35% rate, 30...

Well may be the solution to my problem was just posting on this forum. The problem is gone today. Oddly enough today was the first time in about 2 weeks that I didn't have a warning about my battery so may be the issue is related to the failing battery.

I don't really use my computer for much other than an internet connection but it has been freezing with Yahoo Messenger as well. The computer is an HP Pavillion and its just under 2 years old. I think it has a couple gigs of memory but not sure exactly how much.

In the last week or so, my computer has started to mess up. Whenever I use Firefox or Internet Explorer, the computer will freeze every 5 minutes or for 1-2 minutes at a time. It is very annoying. Does anyone know what might be causing this and how to fix it? I know the best fix might be a...

In my situation, I do not think it currently makes sense to increase my 401k contributions above what it already is. I currently have around a 10% effective tax rate. I expect this to be higher in the future and when I withdraw the money.

I started my first full-time job in Sept. I contribute 10% to my 401k (enough to get full match), max my Roth, max my HSA (including employer contributions), and save $400 monthly in an online savings account. The above equals 35% of my gross income. I recently recieved a bonus for completing...

I think my work plan is actually pretty competitive. Part of the reason is I work somplace with a realatively young work force so most of the work force is pretty healthy. Plus my employer contributions when netted against my premiums make my health insurance almost free. Last year during grad...

I started my first after-college job a couple months ago. Since then I have: 1. Set up automated deposits to put 10% of my salary into a 401k (more than what is required to get entire match) 2. Max Roth IRA 3. Max HSA (including employer contributions) 4. Transfer money on a biweekly basis...

Not quite yet. I have passed 2 of the four sections and waiting on my score for the third. Hopefully I will be done in November.

I start my first-full time job in a couple weeks. My starting salary is around 45k plus any incentive pay (not included in numbers below). I have made a preliminary budget and wanted to know what you guys thought of my strategy. Overall, I plan to spend around 30k a year and save 15k. I live in...

Thanks for all the responses. I will definetly look into the golf cart batteries. After looking at the prices, I will probably get a pure sine converter just to be safe and to have on hand if I need one in the future. Is there any downside to getting say a 400 watt inverter if I will only be...

My buddy and I are trying to figure out a way to power a tv for tailgating this football season. The tv is a 26in plasma. Every tailgating website reccommends a small Honda generator but they are expensive (~$900). We are trying to figure out a cheaper alternative. Does anyone have any...

Couple thoughts. You taxes due are heavily dependent on how your assets are split between taxable and tax-deferred accounts. If your assets are in tax deferred accounts, withdrawals will be at ordinary income rates not capital gain rates. Also if your assets are in taxable accounts, you will be...

That makes a lot of sense. I am going to South Korea on a study abroad program in June. Thanks

I got a phone call on my cell phone from a twelve digit number. How can a phone number have twelve digits? I was a way from my phone so I didn't answer it but I am curious how a phone number can have twelve digits compared to the normal ten. The phone number as it appears on my phone is...

Depreciation is related to the "matching principle" in accounting. The objective of this principle is to recognize related revenues and expenses in the same period (usually each year). For example, if you own a rental property that produces income, you recognize the "expense" of the property...

Does anyone here experience speech problems or experienced them in the past? Any solutions? During preschool/ elementary school (age 23 now) I had a stutter and was enrolled in speech therapy for 4-5 years. I don't stutter now put have problems putting all my thoughts into words. For example...

In my opinion, an airline ticket should be good to transport a certain weight of "cargo". By "cargo" I mean you, your carry ons, and your checked baggage. If your "cargo" is over the weight limit, you pay more. Doesn't matter if its because your weight or baggage.

I live in a typical 2br college apartment with one roommate. Typically our electric ranges between $90-$100 per month. Today we got a bill for $130. This does not make sense for a couple reasons: 1. The billing period was 29 days which is normal give or take a few days 2. We were both gone...

Depending on how much your gross salary is/was, you might have actually more earned more than $803,000 since only a certain amount of your salary is subject to SS (~approximately 106k today but has been indexed for inflation).

Then you can claim her as a dependent. When she files her own tax return, just be sure to not claim an exemption on her return (since you took it on yours).

As long as the portion of SS that is taxable plus her $300 of interest is less than $3,650. I assumed she is a US citizen and does not file a joint return with someone else.

I also loved how the Census asked questions as of April 1, 2010 but the form was mailed on March 16, 2010 with instructions to complete it that day.

I would have guessed that this would not have triggered a wash sale since the shares were bought in an IRA. What do you do with the loss not allowed since your cost basis in an IRA is meaningless?

I think your cost basis for your non wash sale is miscalculated. 225.764 * 105.939= 23,917.21 23,917.21- 19,117.72= -$4,800